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Wyndham Rewards Earner Plus Card review: Excellent...

Editor’s observe: This can be a recurring submit, frequently up to date with new info and presents.

Wyndham Rewards Earner Plus Card overview

Even for those who aren’t a Wyndham loyalist, the Wyndham Rewards Earner® Plus Card is price contemplating. It comes with perks like automated elite standing, an anniversary factors bonus and a beneficiant earnings charge whereas having a modest annual payment. Card Score*: ⭐⭐⭐½

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Within the aggressive lodge panorama, Wyndham is probably not the primary identify you consider, however they’ve some glorious lodge choices and a household of cobranded bank cards to match.

With an annual payment of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even for those who don’t ceaselessly keep at Wyndham properties, you’ll be able to nonetheless profit from the cardboard’s automated elite standing and award redemption reductions.

The really helpful credit score for this card is at the very least 670. Nevertheless, it’s doable to get accepted with a decrease rating.

Let’s study whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.

The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Wyndham Rewards Earner Plus Card execs and cons

Execs Cons
  • Nice earnings charge on Wyndham stays and gasoline
  • Anniversary factors bonus
  • Low cost on award stays
  • Has an annual payment
  • No free night time certificates

Wyndham Rewards Earner Plus Card welcome provide

New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.

a hand holds a credit card
THE POINTS GUY

Based mostly on TPG’s January 2025 valuations, this bonus provide is price $495. Given how low the spending requirement is, it is a improbable worth for the variety of factors you’ll earn.

We’ve beforehand seen a proposal on this card for 75,000 factors, so it could be price ready for a better provide for those who don’t have a deliberate Wyndham keep any time quickly.

It’s vital to notice that Barclays will be inquiry-sensitive, so I like to recommend being below 6/24 earlier than applying for this card. In different phrases, you need to have 5 or fewer exhausting inquiries in your credit score report previously 24 months earlier than making use of for the Wyndham Rewards Earner Plus.

Associated: Book low-end or luxury hotels to get the best value from your points

Wyndham Rewards Earner Plus Card advantages

The Wyndham Rewards Earner Plus comes with automated Wyndham Platinum standing. This status level grants perks like free Wi-Fi, early check-in and late checkout, most well-liked room choice, bonus factors on stays and automotive rental upgrades at Avis and Funds.

hotel room
WYNDHAM

Wyndham Rewards Platinum standing alone may simply be well worth the $75 annual payment the cardboard holds. Along with the automated Platinum standing, the cardboard presents:

  • Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual payment, price $83 in line with TPG’s January 2025 valuations
  • Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember charge on stays paid with money and a ten% low cost on Go Free award stays
  • No international transaction charges

Associated: The ultimate guide to earning and redeeming Wyndham Rewards

Incomes factors on the Wyndham Rewards Earner Plus Card

The Wyndham Rewards Earner Plus earns:

  • 6 factors per greenback on Wyndham inns and gas
  • 4 factors per greenback on dining and at grocery stores (excludes Walmart and Goal)
  • 1 level on all different purchases (excluding Wyndham Trip Membership down funds)

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Based mostly on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and gasoline purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.

These are nice earnings for Wyndham stays and gasoline; nevertheless, some playing cards earn higher in everyday categories, similar to eating at eating places and U.S. supermarkets, just like the American Express® Gold Card (topic to spending caps).

Redeeming factors on the Wyndham Rewards Earner Plus Card

With the Wyndham Earner Plus card, you’ll be able to redeem your factors for stays, gasoline, airline tickets, tickets and experiences, gift cards, merchandise, charitable donations, excursions and actions and AARP membership.

Essentially the most invaluable strategy to redeem factors is for Wyndham lodge stays.

Wyndham is among the few lodge manufacturers that also makes use of a set award chart and never dynamic pricing, which means you’ll be able to nonetheless get outsize worth. There are not any blackout dates for Wyndham properties.

Wyndham presents two sorts of redemptions: Go Quick and Go Free. Go Free makes use of factors to e book the whole price of the room, and Go Quick makes use of a mix of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free lodge redemptions.

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Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per night time. Greater-end properties and properties booked throughout peak-season journey will sometimes price 30,000 factors per night time.

Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per night time plus money.

TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the attractive island of Jeju. I’ve additionally gotten glorious worth redeeming for Vacasa stays, though that is tougher to do now with the decrease cap on the typical price per bed room for 15,000-point nights.”

You too can use your factors to e book a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per night time. As a cardholder, your factors will also be used to e book Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.

Wyndham timeshare house owners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties price 15,000 to 30,000 Wyndham factors per bed room per night time. Sure blackout dates apply.

Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly price, inclusive of all charges, is below $500. You’ll pay 15,000 factors per bed room per night time for leases with a mean nightly charge below $250 and 30,000 factors per bed room per night time for leases with a mean nightly charge between $250.01 and $500.

Transferring factors on the Wyndham Rewards Earner Plus Card

Wyndham has a strong record of airline transfer partners. Nevertheless, you usually obtain higher worth if you redeem your factors for Wyndham stays than if you switch them to companions.

United plane on an airport tarmac
ZACH GRIFF/THE POINTS GUY

Wyndham has 9 complete airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airlines Miles&Smiles and United MileagePlus miles.

All factors are transferred at a 5:1 ratio; it’s essential to switch at the very least 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 associate factors. Given this switch ratio, I strongly suggest avoiding this as a redemption methodology.

Associated: Should you transfer hotel points to airline partners?

Which playing cards compete with the Wyndham Rewards Earner Plus Card?

If you need extra Wyndham Rewards perks or favor a special sort of reward, chances are you’ll wish to select one in all these playing cards as an alternative:

  • In case you favor no annual payment: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual payment. It presents perks like automated Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and gasoline. You’ll nonetheless obtain reductions on award and money stays. To be taught extra, take a look at our full review of the Wyndham Rewards Earner card.
  • In case you favor to earn versatile forex: The Capital One Venture Rewards Credit Card earns at the very least 2 miles per greenback on all purchases, comes with a World Entry/TSA PreCheck payment credit score and has a $95 annual payment (see rates and fees). Capital One miles will be transferred to Wyndham. To be taught extra, take a look at our full review of the Capital One Venture Rewards.
  • In case you favor a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To be taught extra, take a look at our full review of the Wyndham Business Earner.

For extra choices, take a look at our full record of the best hotel credit cards.

The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: How to choose a hotel credit card

Is the Wyndham Rewards Earner Plus Card price it?

This card is definitely justifiable and price getting for those who ceaselessly keep at Wyndham properties. It presents automated Wyndham Platinum standing, an amazing earnings charge on Wyndham stays and gasoline and a ten% low cost on all award redemptions. In case you keep much less ceaselessly, chances are you’ll be higher fitted to the no-annual-fee Wyndham Rewards Earner card.

Backside line

The Wyndham Rewards Earner Plus is a strong providing that is sensible for many Wyndham vacationers. With an amazing earnings charge and automated elite standing, this card is certainly price contemplating including to your pockets.

Plus, a strong welcome bonus will help enhance your Wyndham Rewards account stability.

Associated: Best hotel rewards programs in the world: Which one is right for you?

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