United Quest Card review: Full details

The United Quest℠ Card is a superb alternative for folk who fly United Airways often and might make the most of advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a stable alternative for many who frequent United and might hold observe of advantages to maximise card membership. Card Ranking*: ⭐⭐⭐⭐

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the right “in-between” card for frequent United vacationers. It provides extra perks than the United℠ Explorer Card and a decrease annual payment than the premium United Club℠ Card.

The cardboard not too long ago underwent an overhaul, including a number of new perks, altering a number of others and growing the annual payment to $350. Whereas this might sound like a unfavorable change, the brand new credit can simply offset this payment if you happen to discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The advisable credit score for the United Quest Card is at the least 670. Nevertheless, it might be attainable to get permitted with a decrease rating.

Here is what you want to know in regards to the United Quest Card to determine if it is the best match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

Based on TPG’s March 2025 valuations, United miles are value 1.35 cents every, making this supply value $1,215.

This supply is the highest offer we’ve seen on the card in over three years.

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Be aware that this supply isn’t obtainable to present or earlier cardmembers who acquired a brand new bonus throughout the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The ultimate guide to earning elite status with United cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Club access that comes with the top-tier United Club Card.

Listed here are a number of the prime perks.

TravelBank money

With this card, you will earn $200 in TravelBank money every account anniversary 12 months. TravelBank is a web-based account the place United flyers can sustain with flight credit and extra to fund purchases with the provider.

This credit score wipes out greater than half of the cardboard’s $350 annual payment.

Low cost on award redemptions

You will obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

You may also earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.

On prime of these perks, United Quest cardholders get pleasure from:

• Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by way of Famend Inns and Resorts every account anniversary 12 months
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
• PQP increase: A 1,000-PQP increase is utilized annually (this can seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases might be utilized towards your Premier standing qualification, as much as the Premier 1K stage; the brink on this perk was doubled within the card’s current overhaul)
• Precedence boarding
• Rental automobile credit score: As much as $40 every for the primary two Avis or Price range automobile leases booked by way of United Vehicles every account anniversary 12 months
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/World Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*It’s essential to use your Quest Card to pay in your ticket to test your baggage at no cost — together with the taxes and costs you pay whenever you guide award tickets with miles.

Additionally, if you happen to spend $40,000 on the cardboard in a calendar 12 months, you will obtain two international Economic system Plus seat upgrades.

This has grow to be a laundry checklist of credit overlaying all the things from grocery supply to rental automobiles and lodge reservations, but it surely additionally helps outweigh the United Quest Card’s greater annual payment.

A few of these perks shall be simpler to make use of than others. As an example, if you happen to do not frequent Avis or Price range for automobile leases or see your self reserving with JSX, these advantages may very well be more durable to maximise. Others, just like the Instacart credit and the lodge profit, may very well be extra useful for cardholders.

Generally, if you happen to fly United often, you will respect the credit and free checked baggage this card provides. And if you happen to’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage fees: How much it costs to check a bag on major US airlines

On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on lodge stays booked by way of Famend Inns and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on dining and choose streaming purchases
• 1 mile per greenback spent on all other purchases

The United Quest Card earns bonus miles on common journey and eating purchases, in addition to on United spending. Nonetheless, you will discover related or higher earnings for these classes on different journey playing cards.

Associated: The best credit cards to use for United flights

You need to use your United MileagePlus miles to guide flights on United or its partners like Air Canada, Lufthansa and Singapore Airlines. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

In the event you can make the most of United’s distinctive Excursionist Perk, you will get much more worth out of your MileagePlus miles.

You may also redeem your miles for nonflight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automobile leases and lodge stays.

Moreover, you possibly can transfer your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’d if you happen to used them to guide flights.

Andrea Rotondo, TPG’s director of content material operations, not too long ago redeemed 6,000 United miles for a one-way economic system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you too can safe improbable offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily price her round $9,000 if she paid with money.

Associated: How to redeem miles with the United MileagePlus program

If you need extra United perks or cannot justify the annual payment on the United Quest Card, one in every of these playing cards could also be a greater match:

• If you need United Membership entry: The United Club Card provides much more United advantages. It has the next annual payment of $695, however the United Membership membership is value as much as $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with greater incomes charges on United purchases. To study extra, try our full review of the United Club Card.
• If you need extra versatile rewards: The Chase Sapphire Preferred® Card has related bonus classes and lets you switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To study extra, try our full review of the Chase Sapphire Preferred.
• If you need United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual payment for the primary 12 months, then $150 afterward. To study extra, try our full review of the United Explorer Card.

For added choices, browse our full lists of best airline credit cards and best travel credit cards.

Associated: United Quest vs. United Club: Bigger is better

The United Quest Card provides a number of advantages for United vacationers and a number of journey perks to make the most of annually. In the event you’re a frequent United flyer prepared to maximise this suite of advantages, this card may very well be a fantastic alternative for you.

That being mentioned, anybody wanting complimentary airport lounge access or more flexible rewards would possibly select a unique route.

Apply right here: United Quest Card