If the Atmos Rewards loyalty program is not in your radar but, it is time to buckle up and concentrate.
Born from the merger of Alaska Airlines and Hawaiian Airlines, this program has quietly turn into some of the useful within the business, with an award chart filled with candy spots. And the premium Atmos™ Rewards Summit Visa Infinite® Credit Card is one of the simplest ways to rack up a number of these factors rapidly, particularly in case you journey internationally.
That is as a result of, along with an enormous welcome bonus, the Summit card earns a formidable 3 Atmos Rewards factors per greenback on each international buy.
That is not simply eating or journey, however each buy made in a international forex.
Whenever you’re touring overseas, the very last thing you need is to have to determine which card to make use of for every transaction. With the Summit card, it is all you want. Here is why this single incomes price makes the cardboard the market chief for worldwide vacationers.
Associated: Are we all (mostly) winners? My take on Alaska’s new unified Atmos Rewards program
Why the international purchases incomes price places this card in a league of its personal
At TPG’s February 2026 valuation of Atmos Rewards factors, incomes 3 factors per greenback on international purchases interprets to 4.5 cents of worth per greenback spent overseas. That return exceeds what you’d earn on bonus classes with essentially the most popular premium travel cards, airline or in any other case.
The great thing about the Summit card is its simplicity. There aren’t any rotating classes to activate, no cap on bonus earnings and no confusion about service provider codes or time zones. Each international transaction earns the identical beneficiant price, whether or not you are paying for a resort in Tokyo, a prepare ticket in Switzerland or groceries in Mexico.
TPG contributing editor Matt Moffitt, who just lately relocated to Spain, now makes use of the Summit card for all non-dining purchases. Whereas the American Express® Gold Card nonetheless edges forward in a single single class (eating at 4 factors per greenback at eating places worldwide, on as much as $50,000 in purchases per calendar yr, the 1 level per greenback thereafter), Amex acceptance outdoors the U.S. could be inconsistent, one thing Matt would not face with the Summit’s worldwide Visa community.
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How the Atmos Summit compares with different premium airline playing cards’ worldwide incomes charges
The Summit card earns:
- An infinite 3 factors per greenback spent on eligible worldwide eating, Alaska Airways and Hawaiian Airways purchases and all international transactions; in addition to
- An infinite 1 level per greenback spent on all different purchases (similar to supermarkets inside the US).
The cardboard has an annual charge of $395.
Most premium airline playing cards with comparable annual charges provide bonus factors or miles in a restricted variety of choose journey classes and 1 level or mile per greenback on the whole lot else, however none match the Summit’s blanket 3 factors per greenback on international purchases:
- The Citi® / AAdvantage® Globe™ Mastercard® with a $350 annual charge (see rates and fees) earns 3 miles per greenback on eligible American Airways purchases, however solely 2 miles for eating and simply 1 mile for different international purchases.
- The Delta SkyMiles® Platinum American Express Card with a $350 annual charge (see rates and fees) earns an identical 3 miles per greenback on Delta purchases and purchases made straight with resorts, however solely 2 miles for eating at eating places worldwide and simply 1 mile for different eligible purchases like grocery store purchasing.
- The United Quest℠ Card with a $350 annual charge (see rates and fees) earns 3 miles per greenback on United purchases, however simply 2 miles per greenback on eating, choose streaming providers and different journey. The cardboard earns 1 mile per greenback on all different purchases.
None of those playing cards comprehensively reward the routine spending that makes up the majority of what vacationers truly cost overseas: groceries, transportation, purchasing and incidental bills. In the meantime, the Summit card generously and innovatively rewards you for being a world traveler.
Different advantages of the cardboard
The foreign-earnings price is my favourite function, however the Summit’s broader providing justifies its $395 annual charge for frequent vacationers, whether or not they journey domestically or internationally.
The present limited-time welcome provide delivers critical worth: earn 80,000 bonus Atmos Rewards factors and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening. Based mostly on our February 2026 valuations, the bonus factors alone are price $1,200.
The International Companion Award gives a reduction of as much as 25,000 factors (or 100,000 factors after $60,000 in annual spending) on the second passenger’s ticket whenever you guide two individuals touring along with Atmos Rewards factors. Uniquely, it’s legitimate for journey on Alaska Airways and all of its airline redemption companions, each in and outdoors of the Oneworld alliance, in any cabin — together with Hawaiian Airways, British Airways, Qantas, Iberia, Icelandair, Korean Air and others. Relevant charges and taxes nonetheless apply.
The cardboard additionally offers a host of other travel benefits, together with anniversary standing factors, a pathway to elite standing, lounge and Wi-Fi passes, waived same-day confirmed flight change charge and free checked baggage on Alaska and Hawaiian flights.
You need not fly Alaska to get superb worth from Atmos Rewards factors
Even in case you’ve by no means set foot on an Alaska Airways or Hawaiian Airways flight, Atmos Rewards factors can ship superb worth by means of companion redemptions. This system inherited Alaska Airways Mileage Plan’s award chart, which has lengthy been a favourite amongst factors and miles fans for its outsize worth on companion airways.
The candy spots span nearly each area of the globe. You possibly can guide an American Airways flight of as much as 700 miles in size for simply 4,500 factors, or fly Hawaiian Airways financial system from the West Coast to Hawaii for 10,000 factors.
Trying to cross the Atlantic? Aer Lingus business class to Ireland begins at simply 45,000 factors. For aspirational redemptions, 75,000 factors get you Japan Airways enterprise class from the West Coast to Tokyo, or Fiji Airways enterprise class to Fiji on the identical factors.
TPG’s Matt Moffitt, for instance, has been redeeming his Atmos Rewards factors from his Summit card for Iberia flights round Europe and American Airlines flights back to the U.S.
Associated: I’ve never flown Alaska Airlines before — here’s why I want their premium credit card
Backside line
Incomes 3 Atmos Rewards factors per greenback on each transaction overseas — price 4.5 cents per greenback at present valuations — is unmatched by some other airline card.
If you have not been taking note of Atmos Rewards, think about this your wake-up name. Mixed with an enormous welcome provide, helpful journey perks and some of the beneficiant companion redemption charts within the business, the Atmos Rewards Summit card is an unbelievable companion to pack along with your passport.
The present welcome provide of 80,000 bonus factors and a 25,000-point International Companion Award is a limited-time provide, and we do not but know when it would finish.
If worldwide journey is a part of your life, this card needs to be, too.
Apply right here: Atmos Rewards Summit Visa Infinite Credit Card
Associated studying:
For charges and charges of the Delta Platinum Amex, click on here.
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