One Key Card overview
The One Key™ Card (see rates and fees) is a no-annual-fee providing that comes with respectable earnings charges and a few distinctive advantages inside Expedia’s OneKey journey rewards program. When you use Expedia and its affiliated providers regularly, the cardboard may make sense for you. Card score*: ⭐⭐⭐
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
One Key is a loyalty program from Expedia, Inns.com and Vrbo. It is free to affix and permits vacationers to earn rewards for his or her purchases throughout all three journey apps, the primary rewards program of its sort.
The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see rates and fees). Nonetheless, given its earnings charges, it may nonetheless be a match for some potential cardholders.
It has no annual payment, and we suggest a credit score of 670 to extend your probabilities of approval. Here is what else you might want to know.
One Key Card professionals and cons
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One Key Card welcome provide
With the One Key Card, new cardholders can earn a limited-time provide of $400 in OneKeyCash™ after spending $1,000 on purchases within the first three months from account opening.
It is necessary to notice that OneKeyCash isn’t, actually, redeemable for money, and can only be used with Expedia, Inns.com and Vrbo. Nonetheless, this welcome provide offers respectable worth for many who use these platforms usually and it is comparatively simple to earn for a lot of vacationers.
The same old welcome provide requires the identical spending requirement however presents a decrease OneKeyCash™ bonus of $300, making this present provide worthwhile.
Associated: The best credit card welcome offers
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One Key Card advantages
The One Key Card is comparatively brief on advantages, however you’re going to get computerized Silver tier standing within the One Key rewards program, which incorporates financial savings of 15% or extra on over 10,000 inns worldwide. You will unlock Gold standing after spending $15,000 or extra per calendar 12 months.
For frequent vacationers, the cardboard presents just a few journey protections, together with trip cancellation and interruption protection, an auto rental collision damage waiver and journey accident insurance coverage.
The cardboard additionally offers cellular telephone protection once you pay your month-to-month invoice with the One Key Card. Cardholders stand up to $1,000 in safety towards harm or theft, topic to a $25 deductible (restrict of two paid claims per 12-month interval).
Identical to most different journey bank cards, the One Key Card has no foreign transaction fees.
Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual payment.
Associated: How you can save on all aspects of your trip with One Key — Expedia, Hotels.com and Vrbo’s loyalty program
Incomes rewards with the One Key Card
With the One Key Card, you will get:
These are strong earnings charges with some good bonus classes, however it’s price noting that you simply will not be capable of use your rewards outdoors of Expedia, Inns.com and Vrbo redemptions.
Associated: Best travel cards of 2025
Redeeming rewards with the One Key Card
As soon as once more, OneKeyCash isn’t, actually, redeemable for money, and may solely be used at Expedia, Inns.com and Vrbo.
When you usually ebook journey by means of a kind of websites, this card could make sense for you. In any other case, although, you will get extra worth from a distinct travel rewards credit card.
Which playing cards compete with the One Key Card?
In order for you further journey perks or extra versatile rewards, you might wish to select one among these playing cards as a substitute.
For added choices, see our checklist of the best hotel credit cards.
Associated: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless
Is the One Key Card price it?
Most vacationers will need extra versatile rewards than OneKeyCash, which might solely be redeemed with Expedia, Inns.com and Vrbo. However for those who do not thoughts that side of the One Key Card, it is a strong no-annual-fee providing that can rack up rewards comparatively simply.
Backside line
In order for you a card that earns rewards with Expedia, Inns.com and or Vrbo and has an easy-to-earn welcome provide in addition, you simply discovered it.
It isn’t probably the most invaluable journey card on the market, however the One Key Card will make sense for customers who wish to make use of these platforms with out having to fret about paying an annual payment.
Apply right here: One Key Card
For charges and costs of the Hilton Honors Amex, click on here.
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