Chase is providing its greatest welcome bonuses in months on its two no-annual-fee Ink Enterprise bank cards. New candidates can presently earn $900 in bonus money again after assembly minimal spending necessities.
Each the Ink Business Unlimited® Credit Card (see rates and fees) and the Ink Business Cash® Credit Card (see rates and fees) are robust small-business choices, with flat-rate or bonus-category incomes buildings that may add up rapidly.
In case you’ve been ready for a juicy supply to use, now’s the time. These are the best bonuses we have seen on these playing cards since final 12 months.
Take into account that these are business credit cards. You do not want a big firm with staff to qualify — even freelancers, sole proprietors and people with aspect gigs could also be eligible. Nevertheless, you will want a legitimate business to use.
Flip money again into Chase factors
Whereas the Ink Enterprise Limitless and Ink Enterprise Money technically earn money again, you possibly can convert that money again into Chase Final Rewards factors should you additionally maintain a premium card reminiscent of a Sapphire card or the Ink Business Preferred® Credit Card.
Doing so can dramatically boost value, since factors might be redeemed for travel at elevated rates or transferred to airline and hotel partners.
(Be aware that whereas the Chase Ink Business Premier® Credit Card can also be a money again card, its money again can’t be transformed into factors.)
The knowledge for the Ink Enterprise Most popular and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Ink Enterprise Limitless Credit score Card
Welcome bonus: Earn $900 bonus money again after spending $6,000 on purchases within the first three months after account opening.
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That is the highest bonus offered on this card, final seen in November 2024, making now the most effective time to use.
Annual charge: $0
Incomes fee: 1.5% money again on all purchases
Who ought to apply: The Ink Enterprise Limitless is a good possibility for small companies and sole proprietors who haven’t got spending concentrated in particular spending classes. Irrespective of the class, you may get a flat 1.5% throughout purchases.
Whereas it is not the most effective flat-rate possibility for enterprise house owners, it does come in useful when you have Chase Final Rewards points-earning bank cards to show that 1.5% money again into 1.5 factors per greenback (a 3.1% return, based mostly on TPG’s September 2025 valuations).
To study extra, learn our full review of the Ink Business Unlimited.
Apply right here: Ink Business Unlimited
Ink Enterprise Money Credit score Card
Welcome bonus: Earn $900 bonus money again after spending $6,000 on purchases within the first three months after account opening.
That is the best bonus we see on this card and is the primary time it has been provided since January 2024, making now a perfect time to use.
Annual charge: $0
Incomes charges:
- 5% money again at workplace provide shops and on web, cable and cellphone companies (on the primary $25,000 spent in mixed purchases every account anniversary 12 months)
- 2% money again at fuel stations and eating places (on the primary $25,000 spent in mixed purchases every account anniversary 12 months)
- 1% money again on all different purchases
Who ought to apply: The Ink Enterprise Money is nice for anybody who spends rather a lot at workplace provide shops and on web, cable and cellphone companies. These are frequent bills for a lot of small companies, so most enterprise house owners ought to be capable of maximize rewards with this card.
To study extra, learn our full review of the Ink Business Cash.
Apply right here: Ink Business Cash
Ink Enterprise Most popular Credit score Card
Welcome bonus: Earn 90,000 bonus factors after spending $8,000 on purchases within the first three months after account opening.
In response to TPG’s September 2025 valuations, this welcome bonus is value $1,845.
This bonus is the usual supply we see on this card. We have seen higher affords previously, so we advocate ready till no less than 100,000 factors are provided.
Annual charge: $95
Incomes charges:
- 3 factors per greenback on delivery purchases, web, cable and cellphone companies, journey, and promoting purchases with social media and search engines like google (on the primary $150,000 spent in mixed purchases throughout these classes every year, then 1 level per greenback)
- 1 level per greenback on all different purchases
Who ought to apply: Small-business house owners with vital spending within the above bonus classes will likely be pleased to earn as much as 450,000 factors per 12 months on these purchases. This card additionally gives entry to Chase’s airline and lodge switch companions, so it may stand by itself in your pockets.
To study extra, learn our full review of the Ink Business Preferred.
Associated: Who is eligible for the Chase Ink Business Preferred card?
Ink Enterprise Premier Credit score Card
Welcome bonus: Earn $1,000 in bonus money again after spending $10,000 on purchases within the first three months after account opening.
This has been the usual bonus on this card because it launched in late 2021; we’ve got not seen any elevated affords, so now is an efficient time to use.
Annual charge: $195
Incomes charges:
- 2.5% money again on purchases of $5,000 or extra
- 2% money again on all different purchases
Who ought to apply: This card is right for small-business house owners in search of a card with a versatile spending restrict. Which means you have to pay the invoice in full every month and can’t carry a stability. In case you can meet these standards, you may benefit from the limitless incomes potential on this card.
It is value noting, nonetheless, that the rewards from this card can’t be mixed with Chase Final Rewards-earning playing cards.
To study extra, learn our full review of the Ink Business Premier.
Are these bonuses value it?
It is value getting considered one of these playing cards when you have a significant buy arising that you just need to use to earn considered one of these welcome bonuses, or if you wish to make the most of their incomes charges sooner fairly than later.
Whereas these playing cards will not add to your Chase 5/24 total, it is advisable to be below that quantity to use for any playing cards with Chase. In case you’ve opened 5 or extra bank cards (from any financial institution) previously 24 months, you’ll seemingly be declined when making use of.
Enterprise bank cards — or cards with significant welcome bonuses — are inclined to have greater spending necessities to realize the bonus. In case you can meet that requirement, the welcome bonus is sort of at all times definitely worth the effort.
Associated: The ultimate guide to credit card application restrictions
Backside line
In case you can mix your rewards with an current Final Rewards account, these bonus affords are much more beneficial. Whilst you do have to think about 5/24 when making use of, it is definitely value these present affords.
Most small companies ought to be capable of hit the spending threshold to make the most of any of the bonuses. Any of the Ink Enterprise bank cards could possibly be a strong addition to anybody’s pockets.
Apply right here: Ink Business Unlimited
Apply right here: Ink Business Cash
Study extra: Ink Business Preferred
Study extra: Ink Business Premier
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