We love transferable credit card points and miles right here at TPG.
The power to switch your rewards to a variety of airline and hotel loyalty programs gives invaluable flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats accessible in a single program, you possibly can select one other program earlier than transferring any bank card factors or miles. If a program devalues its forex with out discover, you possibly can swap to a unique program in your subsequent factors or miles switch.
With dozens of various switch potentialities, it may be troublesome to recollect simply what number of choices you could have.
This is a helpful information that breaks down which bank card factors and miles may be transferred to which airline and lodge applications, together with their respective switch ratios. We additionally checklist our valuation for every switch companion so you may get the very best worth to maximise your hard-earned factors and miles.
Associated: What are points and miles worth? TPG’s current monthly valuations
Airline switch companions
There are a couple of essential notes to spotlight concerning these switch companions:
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you possibly can transfer Marriott Bonvoy points to all airline companions listed above at a fee of three Bonvoy factors to 1 airline level or mile. You’ll obtain an extra 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline applications: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
Associated: Should you transfer hotel points to airline partners?
Day by day Publication
Reward your inbox with the TPG Day by day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Lodge switch companions
As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you possibly can learn extra in our beforehand talked about guides to switch occasions for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
How one can earn transferable factors or miles
One of the simplest ways to earn transferable bank card factors or miles is with the correct bank card. This is a have a look at your finest choices.
American Specific Membership Rewards
These are the most well-liked playing cards that earn American Express Membership Rewards factors:
You may also earn Amex points by signing up for Rakuten and setting your incomes desire to Membership Rewards factors as a substitute of money again.
Bilt Rewards
Bilt presents one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on hire funds (as much as 100,000 Bilt Factors in a calendar yr), plus 2 factors per greenback spent on journey (airfare, motels, cruises and rental automobiles) and three factors per greenback spent on eating. It is advisable to make at the least 5 transactions every assertion interval to earn factors (see rewards and benefits). Better of all, the Bilt Mastercard has no annual price (see rates and fees).
Associated: Bilt Rewards program: Guide to earning points on rent, dining and more
Capital One miles
Listed below are the playing cards that at present earn transferable Capital One miles:
The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Final Rewards
Listed below are the playing cards that earn absolutely transferable Chase Ultimate Rewards factors:
Nonetheless, you probably have one in every of these playing cards, it’s also possible to combine your rewards from cash-back cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) right into a single account, successfully changing these cash-back earnings into absolutely transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 20 airline and lodge switch companions. At the moment, solely a single card presents transfers to all of those applications: the Citi Strata Premier℠ Card (see rates and fees). Be aware that when you’re nonetheless holding on to the Citi Prestige® Card, which is not open to new candidates, you even have the total switch advantages.
Nonetheless, as with Chase Final Rewards factors, you possibly can mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (not open to new candidates) and the Citi Double Cash® Card (see rates and fees) into absolutely transferable ThankYou factors.
The knowledge for the Citi Status and the Citi Rewards+ has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo offers multiple credit cards, together with a number of that earn cash-back rewards, you possibly can at present solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many main bank card loyalty applications. Transferable factors and miles are usually extra invaluable than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards … and when to do it.
Bookmark this cheat sheet so you already know your choices when making use of in your subsequent transferable points- or miles-earning credit card or deciding in your subsequent redemption.
For charges and costs of the Bilt Mastercard, click on here.
For rewards and advantages of the Bilt Mastercard, here.
Trending Merchandise
