Citi / AAdvantage Business  World Elite Mastercard review: Full details

In case you’re on the lookout for an American Airways cobranded bank card for your corporation, the Citi® / AAdvantage Business™ World Elite Mastercard® is among the few choices accessible (see rates and fees). The cardboard has a $99 annual charge, waived for the primary 12 months, and does not cost international transaction charges. Card Ranking*: ⭐⭐⭐

*Card Rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Enterprise homeowners loyal to American Airways ought to think about the cobranded Citi AAdvantage Enterprise World Elite Mastercard. Together with its $99 annual charge (waived for the primary 12 months), it additionally has perks that make for a greater passenger expertise when flying on American.

Notice that the cardboard has a really useful credit score of 740 or greater. Now, let’s study why your corporation would possibly nonetheless think about this card when you and your workers travel regularly on American Airlines.

At present, the welcome bonus on the Citi AAdvantage Business permits new cardmembers to earn 65,000 American Airways AAdvantage bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening. TPG’s January 2025 valuations peg AAdvantage miles at 1.65 cents every, making this welcome bonus price $1,073.

There have been provides for as much as 80,000 bonus miles previously, so this isn’t the highest welcome offer we’ve got seen on the cardboard. Nonetheless, it is greater than the cardboard’s normal supply, so it is price contemplating if it has been in your radar.

Associated: The best ways to use American Airlines miles

The Citi AAdvantage Business card comes with a number of advantages that will likely be helpful to American Airways enterprise vacationers, together with:

• First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is price as much as $80 per individual on a round-trip flight, so you’ll be able to shortly cowl the cardboard’s annual charge with this perk alone.
• Companion certificates: Your small business can earn a certificates for one round-trip home (48 contiguous states until you are from Alaska or Hawaii) main-cabin itinerary after you spend at the least $30,000 on the cardboard throughout your membership 12 months. Notice that redeeming the certificates prices $99, plus taxes and costs.

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Cardholders can even add worker playing cards at no further value, which is an effective way for your corporation to earn AA miles on worker spending.

Associated: Business cards vs. personal cards: Key differences

With the Citi AAdvantage Business card, you will earn 2 miles per greenback spent on eligible American Airways purchases in addition to on purchases with telecommunications retailers, cable and satellite tv for pc suppliers, automobile rental retailers and at gasoline stations. You will additionally earn 1 mile per greenback on all the pieces else.

Though the cardboard provides extra miles per greenback spent in these standard business-spending classes, purchases akin to accommodations, delivery and workplace provides aren’t included and earn only one mile per greenback spent.

You may give workers their very own playing cards, permitting you to earn miles on their spending in addition to your individual. Miles earned by the first cardholder and approved person’s card will likely be deposited into the AAdvantage Enterprise account and might be transferred to the AAdvantage account of the first account holder or one other worker.

The AAdvantage program additionally permits cardholders of any AA-cobranded card to earn Loyalty Points to assist them obtain elite standing with American Airways. For each greenback spent on purchases on both the first card or a certified person’s card, you earn 1 Loyalty Level. Nonetheless, observe that Loyalty Factors earned by a certified person will likely be posted to the AAdvantage account of the approved person, not that of the first cardholder.

Associated: How to use the AAdvantage Business program

American Airways is among the largest airways on this planet primarily based on passengers carried. An airline this huge gives many redemption alternatives, particularly whenever you consider its Oneworld partners.

The AAdvantage program has a number of sweet spot awards that may allow you to get probably the most out of your miles through premium redemptions. A number of the Most worthy companions you’ll be able to redeem AA miles for are Qatar Airways, Etihad Airways, JAL, Cathay Pacific and Qantas.

As a Citi AAdvantage Business cardholder, bank card author Danyal Ahmed used his miles to e-book a one-way ticket in Qatar’s QSuite product on his technique to Tanzania for 75,000 AAdvantage miles.

Associated: Your ultimate guide to American Airlines AAdvantage

• In case you want American Categorical: The American Express® Business Gold Card, with its $375 annual charge (see rates and fees), is considerably costlier than the Citi AAdvantage Enterprise however provides greater earnings in key enterprise classes, extra redemption choices, a slew of assertion credit and higher enterprise journey and buy protections. For extra data, take a look at our full review of the Amex Business Gold.
• In case you want Chase: The Ink Business Preferred® Credit Card has a $95 annual charge and permits cardholders to earn 3 factors per greenback spent on the primary $150,000 spent in mixed purchases in journey, delivery purchases, web, cable and telephone providers, and promoting purchases with social media websites and search engines like google and yahoo every account anniversary 12 months. You may switch your factors to any of Chase’s 14 lodge and airline companions for much more worth. For extra data, take a look at our full review of the Ink Business Preferred.
• In case you want Capital One: The Capital One Venture X Business card earns bonus miles on journey booked via Capital One Journey and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score for Capital One Journey in addition to 10,000 bonus miles every year. For extra data, take a look at our full review of the Venture X Business.

For added choices, take a look at our full listing of the best business credit cards.

Associated: How to choose the best credit card for your business expenses

In case you fly American Airways and examine a bag continuously, you will simply justify the cardboard’s $99 annual charge every year from the free checked bag profit alone. Nonetheless, when you aren’t dedicated to American Airways, you will seemingly get extra worth from a special airline cobranded card or business rewards travel card.

In case you’re a frequent American Airways flyer, you will benefit from the Citi AAdvantage Enterprise advantages and the chance to earn elite standing via bank card spending. Nonetheless, its incomes charges are removed from spectacular, and it is devoid of the travel protections that come mechanically with many different journey playing cards. In case you’re on the lookout for an on a regular basis spending card for your corporation, there are higher choices than the Citi AAdvantage Enterprise card.

Apply right here: Citi AAdvantage Business

For charges and costs of Amex Enterprise Gold Card, click on here.