Capital One Venture Rewards vs. Venture X: Worth e...

The Capital One Venture Rewards Credit Card gives nice worth to occasional vacationers who need to maximize the miles they earn. This card contains a $95 annual charge and earns a minimum of 2 miles per greenback on all purchases.

Its flashier sibling, the $395-annual-fee Capital One Venture X Rewards Credit Card, gives an enhanced journey expertise to compete with different premium merchandise like The Platinum Card® from American Express and the Chase Sapphire Reserve® (see rates and fees).

In the event you do not carry both card — the Enterprise Rewards or the Enterprise X — chances are you’ll surprise: Do you have to apply for the well-established, crowd-pleasing Venture Rewards or go premium with the luxe Venture X?

Let’s study each playing cards that will help you resolve which Capital One card is the best choice.

Capital One Enterprise Rewards vs. Capital One Enterprise X welcome supply

The Enterprise Rewards and Enterprise X have the identical welcome supply: New cardholders can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

Each gives are value $1,388 primarily based on TPG’s August 2025 valuations, so you may get stable worth from the bonus regardless of which card you select.

Winner: Tie. Each playing cards present the identical welcome supply.

Associated: How to redeem Capital One’s 75,000 bonus miles welcome offer for maximum value

With the Venture Rewards, you may stand up to a $120 credit score for TSA PreCheck or World Entry, in addition to rental automotive and journey accident insurance coverage, prolonged guarantee safety and entry to Capital One’s Lifestyle Collection of inns and Capital One Entertainment.

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Conversely, the Venture X has a stronger checklist of advantages that greater than justify its increased annual charge for those who can maximize them.

As a cardholder, you may get a $300 annual credit for bookings made via Capital One Journey.

Presently, Enterprise X cardholders and their licensed customers get complimentary entry to Capital One lounges and may carry two company free of charge. Starting Feb. 1, 2026, you may must spend $75,000 in a calendar 12 months to maintain free visitor entry; in any other case, adults will value $45 every, youngsters 17 and beneath $25, and youngsters beneath 2 stay free.

With the Enterprise X, you may additionally get a Priority Pass lounge membership to over 1,700 areas worldwide. Visitors can once more be a part of at no further value till Jan. 31, 2026, after which you may need to pay $35 per visitor.

A further advantage of Enterprise X is which you can add a restricted variety of authorized users for no further charge. Nonetheless, beginning Feb. 1, 2026, if you would like your licensed person to have lounge entry, you may need to pay $125 for the privilege.

You will additionally obtain 10,000 bonus miles, value $185 based on TPG’s August 2025 valuations, at every cardholder anniversary, together with entry to Capital One’s Way of life Assortment and the posh Premier Assortment of inns, journey protections, prolonged guarantee safety and cellphone safety.

Winner: Enterprise X. Because the extra premium card providing, it has a way more sturdy checklist of advantages than the Enterprise Rewards.

Associated: Is the Capital One Venture X worth the $395 annual fee?

Each the Venture Rewards and the Venture X earn bonus miles on journey booked via Capital One Journey and a couple of miles per greenback spent on all different purchases. Each playing cards additionally earn 5 miles per greenback spent on Capital One Leisure purchases (via Dec. 31, 2025).

With the Enterprise Rewards, you may earn 5 miles per greenback spent on hotels, trip leases and rental vehicles booked via Capital One Journey. Nonetheless, when you have the Enterprise X, you may earn 10 miles per greenback spent on inns and rental vehicles booked via Capital One Journey and 5 miles per greenback spent on flights and trip leases booked via the identical portal.

Winner: Enterprise X. It earns double the miles because the Enterprise Rewards on inns and rental vehicles booked via Capital One Journey. The Enterprise X additionally earns bonus miles on flights booked via Capital One Journey, whereas the Enterprise Rewards doesn’t.

Associated: 7 types of purchases you should make with your Capital One Venture Rewards card

Each the Venture Rewards and the Venture X earn Capital One miles and provide the identical redemption choices.

You will get probably the most worth by transferring your miles to one among Capital One’s 15-plus transfer partners, however you can even redeem them for a statement credit to cover travel purchases or reward playing cards at a flat fee of 1 cent per mile.

Each playing cards mean you can redeem your miles for money again, however you may get a a lot decrease fee of 0.5 cents per mile, so we suggest avoiding this feature at any time when potential.

Winner: Tie. Each playing cards provide the identical choices to redeem your miles.

Associated: Should you transfer Capital One miles to partners or redeem directly for travel?

Top-of-the-line issues about each the Enterprise Rewards and the Enterprise X is that they mean you can transfer your miles to one among Capital One’s 15-plus resort and airline companions, together with worthwhile choices like Air France-KLM Flying Blue, British Airways Club and Turkish Airlines Miles&Smiles.

And for those who can make the most of a welcome bonus, you may get much more worth out of your miles. For example, TPG senior factors and miles author Ben Smithson will get stable worth from his miles by transferring them to Air Canada Aeroplan and Flying Blue.

Winner: Tie. Each the Enterprise Rewards and Enterprise X switch to the identical companions on the identical charges.

Associated: Cashing in Capital One miles? How to get the maximum value when redeeming miles

In the event you’re centered on conserving your annual charge prices low, go along with the Venture Rewards. You will get a powerful incomes fee, the flexibility to make the most of Capital One’s switch companions and a few journey advantages for only a $95 annual charge. Nonetheless, if you would like airport lounge entry and may maximize its $300 annual credit score, the Venture X is the higher selection.

Associated: Who should (and shouldn’t) get the Capital One Venture X card?

Associated: How Venture X saved me over $6,000 on a summer trip to France

Each the Venture Rewards and the Enterprise X are wonderful journey rewards playing cards that earn bonus miles on Capital One Journey purchases and a minimum of 2 miles per greenback on all different purchases.

The Venture X is a superb card for individuals who can make the most of its airport lounge entry and annual journey credit score, whereas the Enterprise Rewards is a greater match for anybody trying to preserve their annual charge prices low. No matter which card you select, you may get stable journey advantages and earn worthwhile transferable rewards.

To be taught extra, learn our full evaluations of the Venture Rewards and Venture X.

Study extra: Capital One Venture Rewards

Study extra: Capital One Venture X

For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.