5 reasons to get the Hilton Honors Amex Surpass ca...

Hotel cobranded credit cards serve a really particular viewers. In spite of everything, should you aren’t a daily customer to the lodge chain in query, there in all probability is not a lot cause to get its bank card.

However on the flip facet, some lodge playing cards are higher than others, particularly on the subject of further advantages that turn out to be useful throughout stays on the chain’s properties.

The Hilton Honors American Express Surpass® Card, with an annual payment of $150 (see rates and fees), is a superb instance of a cobranded lodge bank card that really affords worth to a daily Hilton visitor. It comes with strong incomes potential and supplies a stage of elite standing that may enormously improve your stays at Hilton properties.

These are the highest 5 causes to think about getting the Hilton Honors Amex Surpass card.

New Hilton Honors Surpass cardmembers can earn 130,000 factors plus a free night time reward after spending $3,000 in purchases within the first six months of cardmembership. This provide ends on April 29.

Primarily based on TPG’s March 2025 valuations, these bonus factors are value $780. That is not making an allowance for the worth of the free night time reward.

Since Hilton has greater than 8,000 properties worldwide, these bonus factors can be utilized for a lot of purchases, akin to a keep on the DoubleTree by Hilton Universal Orlando in Florida or at an all-inclusive in Mexico.

Associated: 7 great ways to use 100,000 Hilton Honors points and a free night reward

When you keep at Hilton lodges usually — and even on a semi-regular foundation — there are only a few playing cards with a return pretty much as good because the Hilton Honors Surpass.

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You will earn 12 factors per greenback spent on all eligible Hilton purchases (together with eligible prices made to your room throughout your keep). As of March 2025, TPG values Hilton Honors factors at 0.6 cents every, so that you’re successfully getting an over 7% return on Hilton stays when utilizing this card.

You will additionally get:

Associated: Is the Hilton Surpass Amex card worth the annual fee?

Hilton Gold elite status may be very helpful, offering:

• An 80% bonus on factors earned for Hilton stays
• Room upgrades at most manufacturers (excluding suites)
• A every day meals and beverage credit score (at U.S. lodges solely) or continental breakfast (at non-U.S. lodges)
• Elite rollover nights

The Hilton Surpass additionally comes with the power to improve to Hilton Honors Diamond standing should you spend $40,000 on it in a calendar 12 months (phrases apply). That mentioned, should you’re actually available in the market for Diamond standing, chances are you’ll be higher off with the Hilton Honors American Express Aspire Card because it affords complimentary Diamond standing (phrases apply).

Moreover, cardmembers get complimentary National Car Rental Emerald Club Executive status. This will get you Govt Space Entry for full-size reservations and above within the U.S. and Canada, assured upgrades and no second-driver charges. (Enrollment is required within the Emerald Membership Program; phrases apply.)

The data for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: The award traveler’s guide to Hilton Honors

You can also make your factors go quite a bit additional when you have the Hilton Honors Surpass.

For the reason that card provides you complimentary Hilton Gold elite standing, you’ll be able to benefit from one of many key advantages of standing: a fifth night free on award redemptions. Meaning you will successfully save 20% of your factors on all award stays of 5 nights.

Hilton clearly states in its phrases and situations that this profit solely applies to straightforward rooms, so premium room redemptions usually are not eligible. However, this generally is a nice choice to avoid wasting factors on longer stays. Extra phrases might apply.

Associated: Get your fourth or fifth night free on hotel award stays

The Hilton Surpass comes with a quarterly assertion credit score of as much as $50 (as much as $200 per calendar 12 months) when utilizing your card for Hilton purchases.

Eligible purchases embody these made instantly with a Hilton property, together with room charges and incidental prices (akin to room or spa service), so this may be an effective way to deal with your self to a pleasant dinner or get a therapeutic massage.

When you usually pay out of pocket for extras, this generally is a good technique to offset the Hilton Surpass card’s annual payment.

Associated: The best hotel credit cards

To be taught extra, learn our full review of the Hilton Honors Surpass.

Apply right here: Hilton Honors Surpass Card

For charges and charges of the Hilton Honors Surpass card, click on here.