Current Southwest credit card welcome offers with ...

For Southwest loyalists, a cobranded Southwest credit card is an effective way to earn factors towards journey. If you happen to’re seeking to earn a strong stash of Speedy Rewards factors, now is a good time so as to add a private card to your pockets.

Till March 31, all three private Southwest playing cards are providing a welcome bonus that features a Companion Pass. New candidates can earn 30,000 bonus factors and Southwest’s Companion Move after spending $4,000 within the first three months of account opening.

These gives finish on March 31, so now could be the time to determine if making use of for a private Southwest card is best for you.

With Southwest’s Companion Move, cardholders can take a delegated visitor with them on as many flights as they like for simply the price of taxes and charges (beginning at $5.60 one-way). The Companion Move is legitimate till Feb. 28, 2026. It is vital to notice the cardholder should be flying to convey alongside a companion, and the designated companion might be modified as much as thrice per yr.

Nonetheless, with Southwest’s sweeping strategy changes — many to take impact from Might 28 (Memorial Day) — it’s possible you’ll wish to think about what the airline will appear to be later in 2025 and past. Southwest is:

If you happen to’re acquainted with Southwest because it has been, you must find out about its upcoming adjustments earlier than making a decision.

Let’s take a look at the present welcome bonuses on the Southwest Airways private and enterprise bank cards.

The 30,000 bonus factors on this welcome supply are value as much as $405, in accordance with TPG’s March 2025 valuations, however you can obtain immensely extra worth relying on how you employ the Companion Move.

Every day E-newsletter

Reward your inbox with the TPG Every day e-newsletter

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

The common supply on these playing cards is value round $700 based mostly on our valuations, and the very best gives we are likely to see are value simply over $1,100.

If you happen to’re , this can be a good time to apply, as we advocate making use of any time there’s a Companion Move or greater than 75,000 bonus factors supplied. Plus, this supply is ending March 31, so the time to make your resolution is now.

If you happen to’re a small-business proprietor, you possibly can earn as much as 80,000 bonus factors with the present welcome gives on Southwest’s two enterprise playing cards after assembly the minimal necessities. Proper now, we advocate ready for a better supply earlier than making use of for both of the enterprise playing cards.

If you happen to determine to go along with a enterprise card, the factors you earn can nonetheless assist you to snag a Companion Move. The truth is, if you happen to can earn sufficient qualifying factors within the first half of 2025, you may take pleasure in a Companion Move for the rest of 2025 in addition to 2026.

Southwest private playing cards

Whether or not you fly Southwest simply a few occasions annually or it is your unique airline, think about considered one of their cobranded bank cards.

Southwest Speedy Rewards Plus Credit score Card

• Finest for: Learners and rare vacationers
• Annual payment: $69
• Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move by means of Feb. twenty eighth, 2026 after spending $4,000 within the first three months of account opening. Supply ends March 31.
• Incomes charges: 2 factors per greenback on native transit and commuting purchases, together with ride-hailing companies like Uber and Lyft; 2 factors per greenback on web, cable, telephone companies and choose streaming service purchases; 2 factors per greenback on Southwest purchases; 2 factors per greenback on Speedy Rewards lodge and automotive rental companions and 1 level per greenback on every thing else
• Major perks: Two EarlyBird check-ins yearly and three,000 factors each cardmember anniversary

To be taught extra, take a look at our full review of the Southwest Rapid Rewards® Plus Credit Card.

Apply right here: Southwest Rapid Rewards Plus Credit Card

Southwest Speedy Rewards Premier Credit score Card

• Best for: Common Southwest flyers
• Annual payment: $99
• Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move by means of Feb. twenty eighth, 2026 after spending $4,000 within the first three months of account opening. Supply ends March 31.
• Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 2 factors per greenback on web, cable, telephone companies and choose streaming service purchases, 2 factors per greenback on Speedy Rewards lodge and automotive rental companions and 1 level per greenback on every thing else
• Major perks: Two EarlyBird check-ins yearly, a 6,000-point anniversary bonus, limitless Tier Qualifying Factors incomes of 1,500 for every $5,000 spent yearly and no international transaction charges

The knowledge for the Southwest Speedy Rewards® Premier Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Study extra: Southwest Rapid Rewards Premier Credit Card review

Southwest Speedy Rewards Precedence Credit score Card

• Finest for: Southwest loyalists who can benefit from day-of-travel perks
• Annual payment: $149
• Welcome bonus: Earn 30,000 bonus factors and Southwest’s Companion Move by means of Feb. twenty eighth, 2026 after spending $4,000 within the first three months of account opening. Supply ends March 31.
• Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases, together with ride-hailing companies, 2 factors per greenback on web, cable, telephone companies and choose streaming service purchases, 2 factors per greenback on Speedy Rewards lodge and automotive rental companions and 1 level per greenback on every thing else
• Major perks: Limitless TQP incomes of 1,500 for every $5,000 spent yearly, a $75 annual Southwest credit score, 4 upgraded boardings, a 7,500-point anniversary bonus and no international transaction charges

TPG named this card the Finest Airline Cobranded Credit score Card for the second yr in a row on the 2024 TPG Awards.

To be taught extra, take a look at our full review of the Southwest Rapid Rewards® Priority Credit Card.

Apply right here: Southwest Rapid Rewards Priority Credit Card

Southwest enterprise playing cards

If you happen to qualify for a enterprise bank card and fly Southwest often, think about considered one of their cobranded enterprise playing cards.

Southwest Speedy Rewards Premier Enterprise Credit score Card

• Finest for: Enterprise house owners who fly Southwest commonly
• Annual payment: $99
• Welcome bonus: Earn 60,000 bonus factors after spending $3,000 within the first three months from account opening.
• Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 2 factors per greenback on Speedy Rewards lodge and automotive rental companions and 1 level per greenback on every thing else
• Major perks: Two EarlyBird check-ins each card anniversary, earn tier-qualifying factors towards A-Listing elite standing, $500 payment credit score for Speedy Rewards factors transfers to a different Speedy Rewards member, a 6,000-point anniversary bonus and no international transaction charges.

To be taught extra, take a look at our full review of the Southwest® Rapid Rewards® Premier Business card.

Apply right here: Southwest Rapid Rewards Premier Business Credit Card

Southwest Speedy Rewards Efficiency Enterprise Credit score Card

• Finest for: Enterprise house owners who’re loyal Southwest flyers
• Annual payment: $199
• Welcome bonus: Earn 80,000 bonus factors after spending $5,000 within the first three months of account opening.
• Incomes charge: 4 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 3 factors per greenback on Speedy Rewards lodge and automotive rental companions, 2 factors per greenback on social media and paid search promoting, web, cable and telephone companies and 1 level per greenback on every thing else
• Major perks: 4 upgraded boardings per yr, earn tier-qualifying factors towards A-Listing elite standing, $500 payment credit score for Speedy Rewards factors transfers to a different Speedy Rewards member, a 9,000-point anniversary bonus, up-to-$120 Global Entry/TSA PreCheck credit score, as much as 365 inflight Wi-Fi credit per yr and no international transaction charges.

To be taught extra, take a look at our full review of the Southwest® Rapid Rewards® Performance Business card.

Apply right here: Southwest Rapid Rewards Performance Business Credit Card

The provider’s Rapid Rewards program is altering. The variety of Southwest Rapid Rewards points required to e book a flight will turn into “dynamic,” which suggests redemption charges could possibly be greater or decrease relying on the flight’s demand.

Moreover, Southwest is adjusting its coverage towards cancellation or change charges, as these will solely be waived on sure fare sorts from Might 28. Free same-day standby will even be restricted to sure fare sorts from this date.

You will get excellent value with the Companion Pass supplied on Southwest’s private playing cards. This perk permits you to convey alongside a delegated journey companion on your whole Southwest flights— each paid and award tickets (however you should pay taxes and charges).

Usually, to get a Companion Move, you should earn 135,000 qualifying factors or take 100 qualifying, one-way flights in a calendar yr. Moreover, bank card welcome bonuses and factors earned from card spending rely towards qualification.

You may obtain almost two years of buy-one-get-one flights by opening a private and enterprise Southwest bank card and timing your spending to earn the bonuses close to the start of any given yr. That is as a result of the usual Companion Move is legitimate for the yr it is earned and the whole following yr.

Southwest cardholders get a ten,000 TQP-point increase at first of the yr (for current cardholders) or inside 30 days of opening an account (for brand spanking new members).

To maximise your time with the Companion Move, it’s possible you’ll wish to time your bank card utility in order that your welcome bonus will publish after the beginning of the brand new yr if you happen to can.

Associated: 15 lessons from 15 years of having the Southwest Companion Pass

Apply right here: Southwest Rapid Rewards Plus Credit Card
Apply right here: Southwest Rapid Rewards Priority Credit Card
Apply right here: Southwest Rapid Rewards Premier Business Credit Card
Apply right here: Southwest Rapid Rewards Performance Business Credit Card