House leases are a preferred different to motels, and it’s possible you’ll be contemplating an Airbnb on your subsequent journey.
Whereas the subject of the best credit cards for hotel stays will get loads of consideration, it is a totally different matter for Airbnb stays. That is very true when you think about that lodge chains have their very own bank cards, but Airbnb doesn’t.
When you’ve determined to go the Airbnb route, which rewards credit card do you have to use to make the acquisition? Let’s check out your greatest choices.
What’s Airbnb?
When you’re unfamiliar with Airbnb, the location affords all kinds of lodging choices when touring. In lots of instances, Airbnb supplies privately owned rooms, flats, homes, boathouses and lodge rooms. They’re obtainable for each short- and long-term stays.
Nonetheless, points resembling room service, each day housekeeping and different full-service facilities aren’t normally discovered. However teams and people touring with others additionally are likely to choose Airbnb, since it is easy to order multi-bedroom lodging.
Associated: Airbnb knows how you like to travel — and it’s using that data to help you book the perfect stay
The highest playing cards for Airbnb
*Bonus provide worth relies on TPG’s March 2026 valuations and never supplied by the bank card issuer.
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
American Categorical Inexperienced Card
Some journey playing cards have extra restricted journey classes that do not lengthen past airfare and hotels. With the American Categorical Inexperienced Card’s broad journey bonus class, nevertheless, you may remember to earn greater than 1 level per greenback spent on Airbnb stays.
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Annual payment: $150
Welcome provide: Earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Airbnb incomes fee: 3 factors per greenback spent
Why we prefer it: The Amex Inexperienced is essentially the most versatile Membership Rewards card relating to incomes bonus factors for each greenback spent on Airbnb.
Plus, in the event you’re flying to get to your Airbnb, you can even make the most of an as much as $209 assertion credit score towards a Clear+ membership to make that course of smoother. (Enrollment required; topic to auto-renewal)
To study extra, learn our full review of the Amex Green Card.
Associated: Is the Amex Green Card worth the annual fee?
Capital One Enterprise Rewards Credit score Card
The Capital One Venture Rewards is a wonderful selection for many who worth an easy incomes fee on all purchases, together with trip rental bookings and different purchases.
Annual payment: $95
Welcome provide: Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. Plus, upon approval, you may obtain a $250 Capital One Travel credit score to make use of throughout your first 12 months.
Airbnb incomes fee: 2 miles per greenback spent
Why we prefer it: In alternate for a $95 annual payment, this Capital One bank card earns you a flat 2 miles per greenback spent on purchases with Airbnb.
You too can redeem your rewards to cowl your Airbnb keep at 1 cent per mile. Nonetheless, in the event you resolve to not use your rewards for Airbnb bookings, you should use them to cowl any journey purchases made together with your card within the final 90 days or switch them to one among 15-plus airline and hotel transfer partners.
To study extra, learn our full review of the Venture Rewards.
Be taught extra: Capital One Venture Rewards
Capital One Enterprise X Rewards Credit score Card
The Venture X card additionally affords an easy 2 miles per greenback spent on most purchases, together with your subsequent Airbnb reserving. It affords extra luxurious perks than its lower-annual-fee counterpart, the Venture Rewards.
Annual payment: $395
Welcome provide: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 2 miles per greenback spent
Why we prefer it: The Enterprise X’s incomes charges are easy, making this a stable possibility for many who do not need to memorize a number of bonus classes.
Like with the Enterprise Rewards, you possibly can redeem your Capital One miles to cowl your Airbnb keep at 1 cent per mile. You too can use them to cowl any journey purchases made together with your card within the final 90 days or switch them to a Capital One switch accomplice.
The Enterprise X’s $395 annual payment is offset by its worthwhile perks, resembling a $300 annual travel credit for Capital One Journey bookings, reimbursement on your Global Entry or TSA PreCheck application fee, entry to airport lounges (together with Capital One’s growing network) and rental car elite status.
To study extra, learn our full review of the Venture X.
Be taught extra: Capital One Venture X
Chase Sapphire Most popular Card
The Sapphire Preferred boasts robust incomes classes for an affordable annual payment, making this one among our favorite travel cards in the marketplace.
Annual payment: $95
Welcome provide: Earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 2 factors per greenback spent
Why we prefer it: This card earns worthwhile Chase Ultimate Rewards points, which may be transferred to one among Chase’s travel partners.
Plus, you may obtain a $50 annual hotel credit on bookings made by Chase Journey℠. It is vital to notice Airbnb bookings aren’t obtainable by the portal, so they are not eligible for this credit score.
To study extra, learn our full review of the Sapphire Preferred.
Apply right here: Chase Sapphire Preferred
Ink Enterprise Most popular Credit score Card
For small-business homeowners on the lookout for a stable return on their Airbnb purchases, the Ink Business Preferred is a superb selection.
Annual payment: $95
Welcome provide: Earn 100,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 3 factors per greenback spent**
**On the primary $150,000 spent in mixed purchases every account anniversary 12 months within the following classes:
- Promoting purchases made with social media websites and serps
- Web, cable and cellphone companies
- Delivery purchases
- Journey, together with Airbnb
Why we prefer it: That is one other Chase card that earns a implausible 3 factors per greenback spent on journey, together with Airbnb stays.
Whereas this is not a client card, getting approved for a business card could also be simpler than you suppose.
To study extra, learn our full review of the Ink Business Preferred.
Apply right here: Ink Business Preferred
Wells Fargo Autograph Journey Card
The Wells Fargo Autograph Journey is a stable choice to earn bonus factors on Airbnb stays for a modest annual payment.
Annual payment: $95
Welcome provide: Earn 60,000 bonus factors after spending $4,000 in purchases within the first three months of account opening.
Airbnb incomes fee: 3 factors per greenback spent
Why we prefer it: Count on to obtain 3 factors per greenback spent on purchases made with Airbnb if you pay with the Autograph Journey.
Wells Fargo factors may be transferred to a number of transfer partners. Whereas this record is not so long as a few of its opponents, it does embrace worthwhile companions resembling British Airways Membership, Iberia Membership and Virgin Atlantic Flying Membership.
To study extra, learn our full review of the Wells Fargo Autograph Journey.
Apply right here: Wells Fargo Autograph Journey Card
Maximizing your subsequent Airbnb keep
One of the vital vital elements in benefiting from your on a regular basis spending is selecting the very best journey rewards bank card for each buy. This is not at all times a simple job, as some playing cards earn valuable transferable points whereas others give bonus factors for certain categories of purchases. Deciding what’s extra vital is a private determination.
Backside line
Airbnb is a superb lodging possibility for sure journeys, providing a pleasant different to conventional motels.
Along with the distinctive properties you possibly can guide, some stable bank card choices assist you to earn a good haul of factors or money again. Simply bear in mind to assessment every itemizing’s cancellation coverage and critiques rigorously earlier than reserving.
Associated: Our Airbnb host canceled our vacation rental at the last minute. Now what?
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