One of many questions folks usually ask us is, “How a lot is some extent or mile price?”
The true reply varies from level to level and individual to individual. It additionally is determined by your journey objectives and the way a lot you maximize a specific loyalty foreign money. Nonetheless, some rewards are price greater than others, and our purpose is to offer you a way of how they stack up.
Traditionally, TPG has valued factors and miles based mostly on a mixture of things: the value at which we might buy the factors or miles, award prices in this system (factoring in availability and costs), and our experience in this system’s interior workings.
Nevertheless, we now make the most of intensive information for the highest seven U.S. airline loyalty packages to extra precisely estimate the worth you must goal to attain out of your rewards. Learn our explainer submit on our data-driven valuations for a full methodology breakdown.
What are bank card factors and miles price?
What are Bilt Rewards Factors price?
What are airline factors and miles price?
*Calculated utilizing TPG’s data-backed valuations methodology launched in September 2023.
What are resort factors price?
High factors and miles information for February
The TPG Awards returned for their eighth year, recognizing excellence throughout 38 classes in 4 essential segments:
Take a look at the above tales to study extra concerning the winners.
In different current information, Bilt debuted a completely new credit card portfolio, changing the unique Bilt Mastercard with three distinct merchandise:
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- The Bilt Palladium Card (see rates and fees) has a $495 annual payment however earns a limiteless 2 Bilt Factors per greenback spent on on a regular basis purchases. The Palladium additionally comes with Bilt’s first-ever substantial welcome supply: 50,000 bonus factors plus Gold elite standing after you spend $4,000 on nonhousing purchases inside the first three months, plus obtain $300 Bilt Money.
- The mid-tier Bilt Obsidian Card (see rates and fees) has a $95 annual payment however earns 3 factors per greenback spent on eating or grocery purchases (on as much as $25,000 per yr, then 1 level per greenback), 2 factors per greenback spent on journey, and 1 level per greenback spent on every thing else.
- The no-annual-fee Bilt Blue Card (see rates and fees) earns 1 level per greenback on on a regular basis spending.
The data for the Bilt Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
The times of incomes transaction fee-free factors on housing funds (as much as 100,000 factors in a calendar yr) with simply 5 month-to-month transactions are over. However, underneath Bilt 2.0, cardholders now have two pathways to earning transaction fee-free points on hire or mortgage funds.
The primary choice makes use of a tiered spending system: Cardholders earn between 0.5 and 1.25 factors per greenback spent on housing funds, based mostly on how a lot they spend on on a regular basis purchases relative to their housing fee quantity. Alternatively, cardholders can decide to earn 4% Bilt Money on on a regular basis purchases and use that Bilt Money to unlock transaction fee-free factors on housing funds at a fee of $30 in Bilt Cash per $1,000 in housing spending. Bilt Money expires on the finish of every yr, however as much as $100 of Bilt Money earned rolls over to the subsequent yr.
Honest warning: Bilt Money (and certainly your entire Bilt 2.0 rebrand) represents a posh construction akin to excessive couponing, with month-to-month and annual caps, a number of redemption pathways, and strategic selections about when to financial institution versus spend your stability. However for these keen to grasp the psychological gymnastics, it might probably unlock industry-leading worth.
High provides for incomes factors and miles in February
Listed here are a number of the finest choices this month for these looking for a brand new travel rewards card that earns transferable factors or miles.
American Specific Platinum Card
Discover out your supply on the American Express Platinum Card® and see if you’re eligible for as excessive as 175,000 Membership Rewards factors after spending $8,000 on purchases within the first six months of card membership. Welcome provides differ, and also you is probably not eligible for a suggestion.
There are a bunch of recent advantages for the recently refreshed Platinum Card, together with the next new assertion credit:
- As much as a $75 quarterly Lululemon statement credit for purchases made at U.S. shops (excluding shops) and on-line**
- As much as a $200 annual Oura Ring assertion credit score (for {hardware} purchases solely; not for memberships)**
- As much as a $100 quarterly assertion credit score for U.S. Resy restaurant purchases**
- As much as a $120 annual assertion credit score for Uber One membership (topic to auto-renewal)**
The cardboard’s hotel statement credit elevated to as much as $600 annually (as much as $300 biannually) if you guide pay as you go American Express Fine Hotels + Resorts or The Hotel Collection*** stays through American Express Travel®, and the digital entertainment statement credit has been raised to as much as $25 monthly, with Paramount+, YouTube Premium and YouTube TV added.**
**Enrollment is required.
***The Lodge Assortment requires a minimal two-night keep.
The annual payment is now $895 (see rates and fees). To study extra about all of the adjustments, together with new resort standing and eating perks, try our full review of the American Express Platinum Card.
Official utility hyperlink: American Express Platinum Card
Chase Sapphire Reserve
The Chase Sapphire Reserve® (see rates and fees) at the moment provides 125,000 bonus factors after you spend $6,000 on purchases within the first three months from account opening.
The Sapphire Reserve earn 8 factors per greenback spent on purchases made by means of Chase Travel℠ (together with The Edit hotel bookings), 4 factors per greenback spent on flights booked immediately and 4 factors per greenback spent on inns booked immediately.
The annual payment is $795, however cardholders obtain as much as $500 in statement credits for hotel bookings made with The Edit every calendar yr (as much as $250 twice a yr on pay as you go bookings with The Edit of two or extra nights), as much as $300 in assertion credit every calendar yr for eating at eating places which might be a part of Sapphire Reserve Exclusive Tables (as much as $150 in credit biannually) and extra.
Take a look at our Chase Sapphire Reserve card review to study extra.
Official utility hyperlink: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
Chase unveiled the Chase Sapphire Reserve for Business℠ (see rates and fees) in June of 2025. This card has a welcome supply of 150,000 bonus factors after you spend $20,000 on purchases inside the first three months from account opening.
This product earns 8 factors per greenback spent on purchases by means of Chase Journey (together with The Edit), 4 factors per greenback spent on flights and inns booked immediately, and three factors per greenback spent on social media and search engine promoting. It comes with a number of versatile assertion credit however has an annual payment of $795.
See our Chase Sapphire Reserve for Business card review for extra data.
Official utility hyperlink: Chase Sapphire Reserve for Business
Capital One Enterprise X Enterprise
New candidates for the Capital One Venture X Business can earn 150,000 bonus miles after spending $30,000 on purchases within the first three months from account opening.
This card has an annual payment of $395, however you may obtain a $300 annual travel credit to make use of with Capital One Enterprise Journey. You will additionally obtain 10,000 miles each account anniversary date (beginning in your first anniversary) in addition to complimentary entry to Capital One airport lounges.
You will get nice worth out of your Capital One miles by transferring them to 15-plus airline and hotel partner programs.
Take a look at our Capital One Venture X Business card review for extra particulars.
Study extra: Capital One Venture X Business
Capital One Enterprise Rewards Credit score Card
The Capital One Venture Rewards Credit Card provides 75,000 bonus miles after you spend $4,000 on purchases inside the first three months from account opening. Plus, upon approval, you may obtain a $250 Capital One Journey credit score to make use of throughout your first yr. The annual payment for the Capital One Enterprise card is $95 — an inexpensive quantity for a card with such a beneficiant welcome supply.
See our Capital One Venture Rewards card review for extra particulars.
Study extra: Capital One Venture Rewards Credit Card
American Specific Gold Card
One of the crucial in style playing cards with TPG staffers, the American Express® Gold Card lets new cardholders discover out their supply and see if they’re eligible for as excessive as 100,000 Membership Rewards factors after they spend $6,000 on purchases inside the first six months of card membership. Welcome provides differ, and also you is probably not eligible for a suggestion.
The American Specific Gold Card is nice for a lot of on a regular basis purchases. You will earn 4 factors per greenback spent on groceries at U.S. supermarkets (on as much as $25,000 in purchases per calendar yr, then 1 level per greenback spent) and 4 factors per greenback spent at eating places worldwide (on as much as $50,000 in purchases per calendar yr, then 1 level per greenback spent).
The cardboard has a $325 annual payment (see rates and fees), so try our Amex Gold review to find out whether or not it is a good match.
Official utility hyperlink: American Express Gold Card
For charges and costs of the Amex Platinum, click on here.
For charges and costs of the Amex Gold, click on here.
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