If you wish to gather Atmos Rewards factors to make use of for Alaska Airways and Hawaiian Airways flights, you could be serious about making use of for certainly one of their cobranded credit cards.
The Atmos™ Rewards Ascent Visa Signature® credit card and the Atmos™ Rewards Visa Signature® Business Card are two mid-tier choices to think about. Even for those who aren’t a enterprise proprietor, you should still be able to get approved for the Atmos Rewards Enterprise card.
Past the worth of Atmos Rewards factors, another excuse to think about these playing cards is that they’re each issued by Bank of America. This issues for those who’ve already reached your limit with American Specific or are restricted by Chase’s 5/24 rule.
In that case, trying to different banks to your subsequent bank card is a great technique.
Let’s take a better have a look at these two playing cards and see how they evaluate.
Atmos Rewards Ascent vs. Atmos Rewards Enterprise comparability
| Card identify | Atmos Rewards Ascent | Atmos Rewards Enterprise |
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$95 |
$95 ($70 per firm plus $25 per card) |
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Earn 70,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $3,000 on purchases throughout the first 90 days of opening your account. |
Earn 70,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $4,000 on purchases throughout the first 90 days of opening your account. |
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*Once you buy your flight together with your card
Atmos Rewards Ascent vs. Atmos Rewards Enterprise welcome bonus
The non-public Atmos Rewards Ascent is at present providing new cardholders the possibility to earn 70,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $3,000 on purchases throughout the first 90 days of opening your account.
In the meantime, the Atmos Rewards Business is providing new cardholders the flexibility to earn 70,000 bonus factors and a $99 Companion Fare (plus taxes and charges from $23) after spending $4,000 on purchases throughout the first 90 days of opening your account.
Based on TPG’s January 2026 valuations, Atmos Rewards factors are price 1.45 cents per level. So, the factors included in these provides are price $1,015.
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Winner: Ascent. Whereas the bonus factors and Companion Fare are the identical, the minimal spending requirement is decrease.
Atmos Rewards Ascent vs. Atmos Rewards Enterprise advantages
These two playing cards have equivalent perks.
Journey advantages
Once you pay to your flight together with your Atmos Rewards Ascent or Atmos Rewards Business, you and as much as six company on the identical reservation will obtain:
Companion Fare
Each playing cards embrace an annual Companion Fare, one of the vital beneficiant airline bank card perks accessible. In impact, it is a buy-one-get-one-discounted deal (plus taxes and charges).
Nevertheless — and it is a massive one — you must spend $6,000 or extra on purchases throughout the prior anniversary yr to earn the Companion Fare on both card (aside from any that include the welcome bonus).
Once you guide a round-trip economic system ticket on Alaska Airways or Hawaiian Airways, you need to use the Companion Fare to order a second ticket on the identical reservation from $122 ($99 fare plus taxes and charges from $23).
The Companion Fare should be redeemed inside 12 months of the problem date, although the precise journey can happen after that, extending its usefulness to just about two years. Even higher, each vacationers accrue full factors credit score for his or her flights and are eligible for upgrades.
The cardholder would not even must be flying, however should use their Atmos Rewards card to pay for the tickets. Relying on the way you redeem your Companion Fare, it may be price tons of of {dollars}.
That is very true on among the airways’ dearer routes, like these between the U.S. mainland and Hawaii, and may greater than offset both card’s annual charge every year.
Elite standing
Each playing cards additionally earn standing factors based mostly on spending, serving to you’re employed towards elite standing. The speed is 1 standing level per $3 spent, with no cap.
Reductions
Each playing cards present $100 off one Alaska Lounge+ membership every year when paid with the Atmos Rewards card.
Plus, cardholders get a 20% low cost on in-flight meals, drinks and Wi-Fi.
Winner: Tie.
Incomes factors on the Atmos Rewards Ascent vs. Atmos Rewards Enterprise
Listed here are the overlapping incomes charges for each playing cards:
- 3 factors per greenback spent on eligible Alaska Airways and Hawaiian Airways purchases
- 2 factors per greenback spent at EV charging stations and gasoline stations, and on native transit (together with ride-hailing companies)
- 1 level per greenback spent on all different purchases
The non-public Atmos Rewards Ascent additionally earns 2 factors per greenback spent on cable and choose streaming companies, whereas the Atmos Rewards Business provides 2 factors per greenback spent on transport purchases.
Winner: Tie. Each playing cards provide comparable incomes charges.
Redeeming factors on the Atmos Rewards Ascent vs. Atmos Rewards Enterprise
There are a number of invaluable methods to maximize Atmos Rewards points.
For brief-haul Alaska Airways flights, reminiscent of from Portland, Oregon, to San Francisco, you’ll be able to redeem as few as 5,000 Atmos Rewards factors for every leg of the journey. Even for longer flights, economic system awards typically begin at 12,500 factors.
In the event you choose a first-class experience, longer home flights usually require 50,000 factors, however shorter flights can begin as little as 15,000 factors for every leg in first-class.
TPG contributing editor for bank cards Matt Moffitt counts Atmos Rewards factors as his favourite airline forex. He lately redeemed 55,000 factors (plus $18 in taxes) for a one-way flight from Chicago to London in American Airlines’ flagship business-class product.
Winner: Tie. Each playing cards earn Atmos Rewards factors and standing factors and supply the identical redemption choices.
Ought to I get the Atmos Rewards Ascent or the Atmos Rewards Enterprise?
For the reason that playing cards are so comparable, the primary deciding issue is whether or not you qualify for a business card. In the event you do, select based mostly in your spending habits: transport purchases earn extra on the Atmos Business, whereas cable and streaming companies favor the Atmos Ascent. As a result of they’re separate merchandise, eligible enterprise homeowners can apply for each to earn two welcome bonuses and two annual Companion Fares.
Backside line
Each the Atmos Rewards Ascent and the Atmos Rewards Business ship glorious long-term worth because of the beneficiant Companion Fare, invaluable Atmos Rewards factors and journey perks.
With annual charges underneath $100, they’ll simply pay for themselves after only one redemption, particularly on pricey routes wish to and from Hawaii and cross-country flights.
For frequent Alaska or Hawaiian flyers, both card is a great addition to your pockets, and holding each might unlock even higher rewards.
To be taught extra, learn our full critiques of the Atmos Rewards Ascent and Atmos Rewards Business.
Apply right here: Atmos Rewards Ascent
Apply right here: Atmos Rewards Business
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