The Chase Ultimate Rewards program permits vacationers to redeem their rewards in numerous methods. However one of the vital beneficial methods to redeem Chase factors is through Ultimate Rewards’ airline and hotel transfer partners. One in all these switch companions is IHG One Rewards.
Nonetheless, some Chase switch companions provide extra beneficial rewards than others. So, this is all the things it’s best to know in the event you’re contemplating transferring Chase factors to IHG One Rewards.
The way to switch Chase Final Rewards factors to IHG One Rewards
You probably have not less than one Chase credit card that earns transferable Final Rewards factors, you’ll be able to redeem your rewards by transferring them to pick airline or resort packages that accomplice with the Final Rewards program. One in all these accomplice packages is IHG One Rewards.
You may switch Chase factors to IHG in increments of 1,000 through the Chase web site or app. Transfers are remaining, although, so guarantee you might be sure you wish to switch Chase factors to IHG earlier than finishing the switch.
Associated: How (and why) you should earn transferable credit card points
Are you able to switch Chase factors to IHG?
You may switch Chase factors to IHG One Rewards if in case you have choose Chase cards that earn transferable Ultimate Rewards points, together with:
You may mix rewards throughout all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — right into a single account. If the account you utilize to gather your rewards earns transferable Final Rewards factors, then all of the rewards in that account are transferable.
So, if in case you have the Chase Sapphire Most well-liked and the Chase Freedom Limitless, you’ll be able to mix the rewards you earn in your Freedom Limitless into your Sapphire Most well-liked account. Then, you might switch any or the entire rewards in your Chase Sapphire Most well-liked account to IHG One Rewards (or any of the opposite Chase switch companions).
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Associated: How (and why) to combine your Chase Ultimate Rewards points into a single account
Chase to IHG switch ratio
The Chase-to-IHG switch ratio is 1:1. Nonetheless, you’ll be able to solely switch Chase factors in increments of 1,000.
For each 1,000 Chase factors you switch, you’d get 1,000 IHG factors. Primarily based on TPG’s January 2026 valuations, 1,000 Chase factors are value $20.50 whereas 1,000 IHG factors are value $5. That is a big distinction, though it’s possible you’ll obtain kind of worth when redeeming IHG factors, relying in your particular redemption.
Chase often presents switch bonuses. Throughout such bonuses, you could possibly switch factors from Chase to IHG at a better ratio.
Associated: How much are Chase Ultimate Rewards points worth?
How lengthy does it take to switch Chase factors to IHG One Rewards?
Transfers from Chase to IHG are normally on the spot. And even when the switch is not on the spot, it’ll normally happen by the following enterprise day. So, you’ll be able to usually wait to switch Chase factors to IHG till you want IHG factors for a reserving.
In uncommon circumstances, it might take as much as seven enterprise days to switch Chase factors to IHG One Rewards. Fortunately, you will obtain an e-mail confirming your factors switch is in progress when you verify a switch request with Chase. Then, you will get one other e-mail from Chase as soon as the switch is full. So, even when the switch is not on the spot, you’ll be able to depend on getting an e-mail as soon as the switch is full.
Associated: How long do Chase Ultimate Rewards points take to transfer to partner programs?
The way to switch Chase factors to IHG One Rewards
To switch Chase factors to IHG One Rewards, go to the Chase web site or app and log in. Click on on the Chase card that earns transferable Final Rewards factors that you simply wish to use. On the web page that masses, click on on “Redeem” subsequent to your factors stability.
Click on “Journey” on the highest navigation bar, and choose “Switch factors to companions.”
Scroll via the switch companions record till you’ll be able to click on on the IHG One Rewards tile. Learn via the data on the web page that masses, then click on “Switch factors.” Doing so will take you to a web page the place you’ll be able to enter or verify your IHG One Rewards account info earlier than clicking “Subsequent.”
Enter the variety of Chase factors you wish to switch to IHG after which click on “Subsequent.”
A remaining web page will load, permitting you to evaluation and confirm all the data. Click on “Submit” when you’re able to switch Chase factors to IHG One Rewards.
Transferring Chase factors to IHG is a one-way transaction, so make certain you wish to achieve this earlier than submitting the shape.
Associated: Should you buy IHG points or transfer rewards from Chase?
When do you have to switch Chase factors to IHG One Rewards?
Now that you know the way to switch Chase factors to IHG One Rewards, the query is: When do you have to switch Chase factors to IHG?
The reply to this query varies from individual to individual and is dependent upon many alternative components. However, contemplating that Chase factors are greater than 4 instances as beneficial as IHG factors primarily based on TPG’s January 2026 valuations, many award vacationers would let you know that you shouldn’t switch Chase factors to IHG One Rewards.
In reality, it is my private perception that you simply normally should not switch Chase factors to IHG One Rewards for 2 causes. Firstly, different Chase switch companions can present way more worth per Chase level. One in all these companions is World of Hyatt, which presents award nights starting at just 3,500 points per night. Moreover, you’ll be able to normally purchase IHG points for as little as 0.5 cents every a number of instances a 12 months.
So, I desire to purchase IHG factors throughout 100% bonus gross sales for 0.5 cents every. And I desire to switch my Chase factors to different switch companions, resembling World of Hyatt and Air Canada Aeroplan.
This doesn’t suggest it’ll by no means be the precise transfer for somebody to switch Chase factors to IHG, although. For instance, in the event you’re only a few thousand factors shy of having the ability to e book an IHG award night time or keep, it might make sense to switch Chase factors to IHG to finish the reserving. Nonetheless, typically, you will get extra worth out of your factors whenever you use different Chase switch companions. Or, in the event you actually wish to e book an IHG resort with Chase factors, it’s possible you’ll get higher worth by redeeming Chase factors via the Chase Travel℠ portal for a paid keep.
Associated: When to transfer Chase points instead of booking a hotel through Chase Travel
Backside line
Chase Final Rewards factors are probably the most beneficial bank card rewards forex, in response to TPG’s January 2026 valuations. And the Chase switch companions are a few of the greatest methods to get outsize worth out of your factors.
It is potential to get loads of worth when redeeming IHG points, however the low worth of IHG One Rewards factors (0.5 cents every primarily based on TPG’s January 2026 valuations) in comparison with different Chase switch companions makes IHG One Rewards one of many weaker choices for transferring Chase factors. As such, you will normally wish to switch your Chase factors to different switch companions.
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