Loads of credit cards provide lodge assertion credit to cardmembers as a profit. The Delta Air Lines and American Express family of playing cards is not any completely different, with one of many extra underrated credit provided on a lot of the Delta playing cards being the annual Delta Stays credit score.
Whereas this can be a precious profit that may assist offset among the annual charges the playing cards cost, many cardmembers forget to make use of it earlier than it expires on the finish of the 12 months.
So, let’s dive into learn how to use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go hotels or vacation rentals booked by means of Delta’s hotel platform, powered by Expedia. It affords $100 to $250 again every calendar 12 months, relying on which card you might have.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Express Card. Listed below are the annual quantities damaged down by card:
Associated: Current welcome offers on Delta Amex cards
Key phrases
Listed below are some necessary issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar 12 months.
- The credit score doesn’t have for use all of sudden. It may be used on a number of stays till you attain the total worth.
- There is no such thing as a minimal night time requirement for this credit score, which is a bonus contemplating another bank cards’ lodge assertion credit require you to ebook at least two nights.
- In case your keep prices greater than the credit score worth, it is going to successfully be utilized as a reduction.
- When you have a number of Delta playing cards, you’ll obtain a number of credit. Nonetheless, the credit can’t be stacked on the identical reservation.
- You will earn 2 or 3 SkyMiles per greenback spent (relying on which card you might have), in addition to Medallion Qualification {Dollars}.

When you have hotel elite status, understand that you usually will not obtain any of these advantages or earn loyalty factors when reserving by means of an online travel agency like Delta Stays. So, in case you keep at a lodge chain the place you maintain standing, be ready on your advantages to not be honored.
Reward your inbox with the TPG Every day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
My suggestion is to make use of lodge credit like these on the lodge chains you have no standing with or at boutique hotels not a part of a loyalty program.
Associated: Benefits galore: Why the Delta Reserve Amex is my favorite cobranded credit card
Easy methods to use the Delta Stays credit score
Reserving with this credit score is easy and will be achieved in just some straightforward steps:
- First, go to the Delta Stays website and choose the “Stays” (for inns) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you wish to keep at.
- At checkout, choose a pay as you go fee to qualify for the credit score. Many pay as you go charges are absolutely refundable, providing you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at lodge” since they are not pay as you go.
- Lastly, pay together with your Delta bank card.

After you ebook and pay for a lodge by means of Delta Stays, the phrases and circumstances state that the credit score can take as much as 90 days to publish to your account. Nonetheless, the credit usually posts a lot faster than that, usually inside 4 days.
Associated: Maximize hotel free night certificates by planning your credit card applications
How the TPG workers has maximized the credit score
This credit score is a straightforward solution to scale back journey prices, and when used strategically, it could even cowl a complete night time’s keep. Here is how a number of of us at TPG have put this perk to work.
Making early flights simpler
Nick Ewen, TPG’s senior editorial director, used his credit score after a weeklong getaway to Prince Edward Island. With a 9 a.m. departure from the airport in Halifax, Nova Scotia, the following day, he stayed at a lodge simply steps from the terminal. As an alternative of coping with a predawn drive, he merely walked from his room to the airport — about 50 steps away.
The room value $252, however because of the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a sensible solution to maximize the credit score’s worth.
Turning an extended drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Relatively than waking up in the course of the night time for a three-hour drive, she booked an evening at an unbiased lodge simply 10 minutes from the airport.

The keep value $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free night time in South Africa
As for me, I am planning to make use of this 12 months’s credit score throughout an upcoming journey to South Africa. I will be there for a number of weeks, so overlaying even one night time makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in underneath $100 per night time. I do not maintain elite status with Hyatt, so I am not lacking out on any perks by reserving by means of Delta Stays — and I am going to successfully get a free night time simply by utilizing the credit score on my Delta Gold.
Associated: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet
Ideas for utilizing the Delta Stays credit score
To get probably the most worth out of your annual Delta Stays credit score, hold the following tips in thoughts:
- Watch the calendar. The credit score is issued per calendar 12 months and would not roll over. Keep away from reserving stays on the very finish of December as a result of in case you ebook Dec. 30 or 31 and the credit score posts in January, you may lose that 12 months’s credit score fully. Deal with it as a use-it-or-lose-it perk.
- Goal brief stays. The credit score works greatest on one- or two-night stays costing $100 to $250 (relying on which card you might have). This retains your out-of-pocket value low and your worth excessive.
- Examine costs. Charges by means of Delta Stays can typically be larger than reserving instantly with the lodge. For example, after I checked out my South Africa lodge, the Delta Stays fee was $14 larger than reserving instantly with Hyatt. The small distinction did not trouble me because the keep was successfully free, but it surely’s value checking.
- Look past the massive chains. Reserving boutique inns or trip leases could be a good transfer since you will not miss out on lodge loyalty factors or elite perks you may in any other case earn from main chains.
- Think about using it overseas. Lodge costs in some worldwide locations will be far decrease than within the U.S. Some TPG staffers, like me, choose to make use of this credit score overseas, the place it could typically cowl a number of nights.
- E-book pay as you go stays. To set off the credit score, you will need to ebook a pay as you go keep by means of the Delta Stays web site. If it isn’t pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is a straightforward solution to get actual worth out of your Delta bank card. Relying in your card, you may get $100 to $250 again annually on pay as you go lodge bookings made by means of the Delta Stays portal, serving to to offset the annual charge and even perhaps cowl a full night time’s keep.
Simply be sure you use it earlier than the calendar 12 months ends, and provides your self sufficient time for the credit score to publish. Somewhat planning can flip this typically neglected perk into a straightforward win.
Associated: Which credit card should you use for Delta Air Lines flights?
Trending Merchandise
