Once you’re trying to apply for a bank card, you could marvel: “How good is the welcome offer I am making use of for?”
There is not any easy reply to this query, however realizing the earlier presents a card has had may also help you establish what’s welcome provide. Certainly, getting any welcome provide is best than getting nothing in any respect, however you would not need to apply for a card after which see a better provide a month later.
We have collected and analyzed the provide historical past for the previous few years on Capital One’s most popular cards and decided our standards for the very best time to use for every card.
It is essential to notice that we’ll solely focus on publicly obtainable welcome presents. Nonetheless, you would possibly obtain focused presents with extra bonus miles or money again. Needless to say presents could change at any time, and among the presents talked about beneath will not be obtainable right now.
Greatest Capital One bank card welcome bonuses
| Card | Greatest welcome provide we have seen | When to use |
|---|---|---|
| Capital One Venture Rewards Credit Card | As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening | When the bonus provide is 75,000 miles or larger |
| Capital One Venture X Rewards Credit Card | 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening | When the bonus provide is 75,000 miles or larger |
| Capital One Venture X Business | As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | When the bonus provide is 150,000 miles or larger |
| Capital One VentureOne Rewards Credit Card | 20,000 bonus miles after spending $500 on purchases inside the first three months from account opening | When the bonus provide is 20,000 miles or larger |
| Capital One Savor Cash Rewards Credit Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or larger |
| Capital One Quicksilver Cash Rewards Credit Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or larger |
| Capital One Spark Miles for Business | 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening | When the bonus is 50,000 miles or larger |
| Capital One Spark Cash Plus | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months | When the bonus is $1,000 or larger |
Associated: Capital One miles: How to earn, redeem and transfer rewards
Capital One Enterprise Rewards Credit score Card
The Capital One Venture Rewards Credit Card earns an infinite 2 miles per greenback spent on each buy, plus 5 miles per greenback spent on motels, trip leases and rental automobiles booked via Capital One Travel.
The cardboard’s modest $95 annual price, easy incomes construction and stable return on on a regular basis spending make it a keeper when you’re authorized for it. Plus, you will at all times earn no less than 2 miles per greenback spent on all purchases.
Listed below are the presents we have seen on the Capital One Enterprise Rewards:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| Could 2025 to now | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| February 2025 to Could 2025 | 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder 12 months | As much as $1,638, together with the assertion credit score |
| September 2024 to February 2025 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| July 2024 to September 2024 | 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder 12 months | As much as $1,638, for those who maximize all the credit score |
| June 2023 to July 2024 | 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused provide obtainable via QR codes at choose airports)
75,000 miles after spending $4,000 on purchases within the first three months of account opening (public provide) |
$1,480 to $1,850 (focused provide)
$1,388 (public provide) |
| September 2021 to June 2023 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
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Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is 75,000 miles or larger, it meets our standards on when to use.
Be taught extra: Capital One Venture Rewards Credit Card
Associated: Is the Capital One Venture Rewards card worth it?
Capital One Enterprise X Rewards Credit score Card
With plentiful, easy-to-understand perks, the Capital One Venture X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself 12 months after 12 months.
Although the cardboard carries a $395 annual price, it presents a $300 annual credit towards bookings made via Capital One’s journey reserving website and likewise rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).
Listed below are the presents we have seen on the Capital One Enterprise X:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| March 2022 to now | 75,000 miles after spending $4,000 on purchases within the first three months of account opening | $1,388 |
| November 2021 to March 2022 | 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening | $1,850 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening. This provide was final obtainable over 4 years in the past on the card’s launch; sadly, we do not predict this provide will come again anytime quickly.
When to use for this card
When the bonus provide is 75,000 miles or larger, it is a good time to use.
Be taught extra: Capital One Venture X Rewards Credit Card
Associated: Is the Capital One Venture X worth the $395 annual fee?
Capital One Enterprise X Enterprise
The Venture X Business launched in early 2023 with an unimaginable welcome bonus and an identical sky-high spending requirement.
The Enterprise X Enterprise carries the identical $395 annual price as the private model and comes with the identical main perks, together with a $300 annual credit score for journey booked via Capital One’s journey reserving website and entry to Capital One and Priority Pass lounges. It additionally carries the identical incomes charges because the Enterprise X.
Listed below are the presents we have seen on the Capital One Enterprise X Enterprise:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| April 2025 to June 2025 | As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | As much as $6,475 |
| March 2024 to April 2025 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| January 2024 to March 2024 | As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening | $5,550 |
| September 2023 to January 2024 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| Could 2023 to September 2023 | As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. | $5,550 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening.
When to use for this card
When the bonus provide is 150,000 miles or larger, it meets our standards on when to use.
Be taught extra: Capital One Venture X Business
Associated: Is the Venture X Business worth the $395 annual fee?
Capital One VentureOne Rewards Credit score Card
Whereas it comes with fewer perks, the Capital One VentureOne Rewards presents the identical nice redemption choices as its sister playing cards, the Capital One Venture Rewards and the Capital One Venture X, with no annual price. You may earn a flat 1.25 miles per greenback spent on on a regular basis purchases.
Presently, new cardholders can earn 20,000 bonus miles after spending $500 on purchases inside the first three months of account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of 20,000 miles after spending $500 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is 20,000 miles or larger. We have not seen an elevated provide on this card in years, so that you should not wait a very long time to use for it.
Be taught extra: Capital One VentureOne Rewards Credit Card
Associated: How (and why) you should earn transferable credit card points
Capital One Savor Money Rewards Credit score Card
The largest downsides to cash-back cards are low incomes charges and an absence of bonus classes, however that is undoubtedly not true of the Capital One Savor Cash Rewards.
For no annual price, the Savor presents robust cash-back incomes charges on widespread and infrequently missed classes, together with 3% again on eating, leisure and widespread streaming providers.
Presently, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is $200 or larger, it meets our standards for when to use. This card hardly ever presents an elevated welcome provide, so it seemingly is not price ready to use.
Be taught extra: Capital One Savor Cash Rewards Credit Card
Associated: The pros and cons of cash-back credit cards
Capital One Quicksilver Money Rewards Credit score Card
The Capital One Quicksilver Cash Rewards is one other nice card with no annual price. It earns a dependable 1.5% money again on all purchases, making it an ideal go-to card for the odd buy that does not slot in any bonus classes.
Whereas many different playing cards provide larger incomes potential in particular spending classes, this card presents the security of realizing you will earn a stable 1.5% again it doesn’t matter what you purchase.
Presently, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
When to use for this card
When the bonus provide is $200 or larger, it meets our standards for when to use. We have not seen an elevated provide on this card in years, so we would not maintain out ready for one.
Be taught extra: Capital One Quicksilver Cash Rewards Credit Card
Associated: 5 reasons to keep a cash-back credit card in your wallet
Capital One Spark Miles for Enterprise
The Capital One Spark Miles for Business earns 2 miles per greenback spent on all purchases, making it a superb alternative for small-business owners who need to earn journey rewards on all their bills and a easy earnings construction.
This card is very helpful for small-business homeowners who need to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual price ($0 introductory annual price for the primary 12 months).
Presently, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.
Highest welcome provide
The very best welcome provide we have seen on this card is the present provide of fifty,000 bonus miles after spending $4,500 within the first three months from account opening
When to use for this card
When the bonus is larger than 50,000 miles, it is a good time to use. That mentioned, this card’s welcome provide hardly ever adjustments, so do not maintain out ready for an important provide.
Be taught extra: Capital One Spark Miles for Business
Associated: Business cards vs. personal cards: Key differences
Capital One Spark Money Plus
The Capital One Spark Cash Plus earns 2% money again on all purchases and is good for enterprise homeowners who need to earn dependable cash-back rewards on all their bills. It’s price noting that this can be a no preset spending restrict card, that means cardholders should repay their balances in full every month.
The cardboard has a modest $150 annual price that may be refunded whenever you spend no less than $150,000.
Listed below are the presents we have seen on the Capital One Spark Money Plus:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2024 to now | $2,000 money again after spending $30,000 on purchases within the first three months from account opening and a further $2,000 money bonus for each $500,000 spent in the course of the first 12 months | $2,000 (or extra, relying on spending within the first 12 months) |
| March 2024 to August 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| January 2024 to March 2024 | As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and a further $1,500 after spending $100,000 on purchases within the first six months from account opening | As much as $3,000 |
| June 2023 to January 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| April 2022 to June 2023 | As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening | As much as $1,000 |
| August 2021 to April 2022 | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening | As much as $3,000 |
*Bonus provide worth is predicated on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best welcome provide we have seen on this card supplied as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.
When to use for this card
When the bonus is larger than $1,000, it meets our standards to use.
Be taught extra: Capital One Spark Cash Plus
Associated: A guide to Capital One’s Spark business cards
Backside line
Earlier than you go fill out a Capital One bank card utility, you will need to guarantee you may get the very best welcome bonus attainable. We have collected knowledge 12 months over 12 months on Capital One welcome presents that may give you some steering on the very best time to use.
This information can function a reference for when the very best time to use on your subsequent Capital One card is.
Try our different provide historical past guides whenever you’re trying to apply on your subsequent bank card:
For Capital One merchandise listed on this web page, among the advantages could also be offered by Visa® or Mastercard® and will differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
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