Southwest Rapid Rewards Premier Business card revi...

The Southwest® Rapid Rewards® Premier Business Credit Card (see rates and fees) is the airline’s entry-level enterprise bank card. It affords strong earnings charges and a number of perks when flying Southwest. With an annual payment of $149, the Premier card is a good decide for thrifty Southwest enterprise loyalists. Card ranking*: ⭐⭐⭐½

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Airline-specific bank cards aren’t typically the first picks for travel credit cards since they have a tendency to characteristic restricted advantages that solely apply to a selected airline.

Nonetheless, the Southwest Speedy Rewards Premier Enterprise Credit score Card could be a sensible choice for small-business house owners who sometimes fly Southwest.

The cardboard was lately refreshed, that includes new day-of-travel advantages and modified earnings. Nonetheless, these modifications elevated the annual payment by 50% to $149.

Southwest is presently in the course of sweeping modifications, together with implementing bag fees, updating its boarding process and including assigned seating, making now a good time to carry a Southwest bank card.

Accredited candidates usually have credit scores above 670, but it surely’s not exceptional to be authorized with a decrease rating.

This is what you might want to know in the event you’re contemplating the Southwest Premier Enterprise card to your firm.

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In keeping with TPG’s July 2025 valuations, this supply is value $840. That is the standard welcome offer we usually see on this card, so it could be value ready for an elevated supply.

Along with the factors worth, do not forget that welcome bonuses from Southwest playing cards depend towards Companion Pass qualification.

As soon as earned, the Companion Move is legitimate for the rest of the 12 months and the next 12 months, so incomes it as early into the calendar 12 months as potential will allow you to obtain the utmost advantage of the cross.

Nonetheless, earlier than you go submit an utility, you’ll want to examine your eligibility. This card, similar to most Chase cobranded playing cards, is topic to the Chase 5/24 rule.

Plus, there are restrictions on how typically you possibly can earn a Southwest welcome bonus. For instance, in the event you’ve earned a welcome bonus on this card prior to now 24 months, you is probably not eligible.

The Southwest Premier Business has a $149 annual payment and affords a fair proportion of perks that may make it a worthwhile card for infrequent Southwest flyers. These embrace:

• Two Early Fowl Verify-Ins: Cardholders obtain two Early Fowl Verify-Ins every year. (For flights working in 2025, ends Dec. 31)
• 6,000 anniversary bonus factors: In your account anniversary, Southwest will robotically award you 6,000 anniversary bonus factors (value as much as $84, based on TPG’s July 2025 valuations). This alone successfully covers greater than half of the cardboard’s annual payment.
• Free first checked bag: Obtain a free first checked bag for you and as much as eight passengers touring on the identical reservation. (A regular first checked bag prices $35, which might save a household of 4 $280 on a round-trip itinerary.)
• Precedence boarding: Obtain group 5 precedence boarding for you and as much as eight passengers touring on the identical reservation (for flights working in 2026 and past). When you have A-list standing, you possibly can board with an earlier group.
• Most popular seat choice: When out there, you and as much as eight passengers touring on the identical reservation can choose most popular seating inside 48 hours of departure (for flights working in 2026 and past). This can be a invaluable perk contemplating Southwest will start charging for seat selection on flights working subsequent 12 months.

• Flight low cost code: Cardholders obtain one promotional 15% flight low cost code every anniversary 12 months (excluding Primary fares)
• Standing Increase: You’ll earn 2,000 Tier Qualifying Factors for each $5,000 spent on the Premier card in a 12 months (with no cap on the variety of TQPs you possibly can earn). This may help you earn A-List or A-List Preferred status sooner.
• 10,000 Companion Move qualifying factors increase yearly: Cardholders obtain 10,000 factors towards a Companion Move every year. This, mixed with the factors earned from the welcome supply, will put you properly over midway towards earning a companion pass.
• Free worker playing cards: There aren’t any charges for extra worker playing cards, and the unique cardholder will earn factors on worker spending. Enterprise house owners can contact cardmember companies to place a spending restrict on worker playing cards.
• $500 payment credit score for level transfers: Southwest will cowl as much as $500 in charges related to level transfers every year, though this profit will finish Dec. 31. Transferring Speedy Rewards factors to a different member usually prices $10 per 1,000 factors transferred, so you possibly can switch as much as 50,000 factors yearly with out paying further charges after Southwest’s reimbursement.
• No overseas transaction payment: This card is a viable possibility to make use of for enterprise journey overseas.

Within the midst of all of the modifications at Southwest, these perks afforded by the Southwest Premier Enterprise card may help you avoid wasting cash each time you fly.

The Southwest Premier Business earns:

• 3 factors per greenback spent on Southwest Airways purchases (4.2% return based mostly on TPG’s July 2025 valuations)
• New: 2 factors per greenback spent at fuel stations and eating places on the primary $8,000 in mixed purchases per 12 months. (2.8% return)
• 2 factors per greenback spent on Speedy Rewards lodge and automotive rental companions (2.8% return; ends Dec. 31)
• 2 factors per greenback spent on native transit and commuting, together with ride-hailing (2.8% return; ends Dec. 31)
• 1 level per greenback for all different eligible purchases (1.4% return)

It is essential to notice that present cardholders may have entry to each the brand new and expiring bonus classes.

The addition of the fuel stations and eating places bonus class is welcomed, however having two different bonus classes eliminated on the finish of the 12 months, together with the native transit and commuting class, stings.

Except you might want to earn Southwest factors, you are higher suited placing your on a regular basis enterprise spending on a card just like the Ink Business Preferred® Credit Card (see rates and fees) or the American Express® Business Gold Card.

Associated: How to choose the best credit card for your business expenses

The first redemption possibility for Rapid Rewards points is Southwest-operated flights. Southwest follows a easy redemption course of: The dearer a flight is in money, the extra it is going to value in factors. There is no outsize worth available, however that ensures you get comparatively constant worth to your rewards.

Redeeming Southwest factors is so simple as reserving Southwest flights on-line. Select “Factors” as an alternative of “{Dollars}” when deciding on the flight you wish to e book on the provider’s web site. You may then see the award pricing to your itinerary.

Like all airways’ award tickets, flights booked with Southwest factors will nonetheless require fee for extra taxes and charges, which begin at $5.60 per approach. Nonetheless, tickets booked with factors are absolutely refundable, and there’s no penalty for cancellations (so long as you do it no less than 10 minutes earlier than your scheduled departure time).

TPG e-newsletter and partnerships editor Emily Thompson is a frequent Southwest flyer with a number of Southwest bank cards. She typically tops up the factors earned from her Southwest Premier Enterprise by transferring further factors from her Chase Sapphire Preferred® Card (see rates and fees) for flights.

Southwest additionally affords worldwide flights, resorts and automotive leases on its journey portal, however the charges are subpar in comparison with utilizing your factors on Southwest-operated flights.

Associated: How to redeem Southwest Rapid Rewards points

For added choices, please see our picks for the most effective business and airline bank cards.

Associated: Is the Southwest Premier Business worth the annual fee?

Apply right here: Southwest Rapid Rewards Premier Business Credit Card