The summer season of premium travel cards has introduced a brand new product to the combo: the Citi Strata Elite℠ Card (see rates and fees).
Citi launched the extremely anticipated successor to the Citi Prestige® Card in July with a limited-time welcome bonus and a number of new perks at a $595 annual payment.
The Citi Strata Elite’s suite of benefits consists of excessive incomes charges, distinctive life-style credit and helpful journey rewards. In the event you like what you’ve got learn, chances are you’ll be contemplating an software. However, are you eligible for the bonus?
Here is what to find out about welcome offer restrictions and figuring out whether or not you are a candidate for the brand new card.
The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Citi Strata Elite Card welcome supply
First, let’s get into what this welcome bonus entails.
New Citi Strata Elite Card holders who apply on-line can earn 80,000 bonus factors after spending $4,000 throughout the first three months of account opening. TPG’s July 2025 valuations place Citi ThankYou Rewards factors at 1.85 cents apiece, that means this welcome supply is price $1,480.
On the worth of comfort, you could possibly get a better welcome supply. New Citi Strata Elite Card holders who apply in particular person at a Citi retail department can earn 100,000 bonus factors after spending $4,000 throughout the first three months of account opening. Per TPG valuations, this supply is price $1,850.
The effort and time wanted to discover a Citi department will decide the give you’re eligible for right here.
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Associated: Citi adds American Airlines as a 1:1 transfer partner, offers Admirals Club passes on brand-new card
Am I eligible for the Citi Strata Elite’s welcome bonus?
In the event you’ve determined to use for the brand new Citi Strata Elite, you might have a number of particular questions associated to bonus eligibility. We now have you lined with the solutions to some generally requested questions.
What credit score rating do I want for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be permitted for the Citi Strata Elite, though some folks with decrease scores could also be permitted.
In case your credit score rating is simply too low otherwise you’re still building credit history, it is best to maintain on getting the Strata Elite and as an alternative go for a starter card.
What are Citi’s software guidelines for brand new playing cards?
Basically, Citi would not restrict what number of playing cards you possibly can have from the financial institution.
Nevertheless, your general credit score throughout all Citi playing cards may very well be restricted. So, in case you run into this situation, a fast name to Citi’s reconsideration line ought to allow you to get permitted by shifting credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how steadily you possibly can earn a welcome bonus on one in all its playing cards. When you earn a bonus on a Citi card, you will have to attend 48 months to earn the welcome bonus once more.
Nevertheless, this is not a difficulty for brand new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even in case you maintain different Citi playing cards and have earned bonuses on them. This consists of the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally need to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see rates and fees).
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 throughout the first three months of account opening.
The knowledge for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
It’s doable for somebody trying to earn a piece of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may even be eligible to earn each bonuses.
It is price mentioning you could solely apply for one Citi card (private or enterprise) each eight days, and you will not be permitted for greater than two playing cards in a 65-day window.
The one stipulations are that you simply will not have the ability to earn the welcome supply on the Citi Strata in case you obtained a brand new bonus for a Citi Rewards+ account previously 48 months or transformed one other Citi card that you simply’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
Associated: New Citi Strata Card now accepting applications
Backside line
New candidates to the Citi Strata Elite needs to be happy with the restricted restrictions on incomes the cardboard’s new high-value welcome bonus.
Candidates who’re permitted for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of beneficial perks and may very well be a stable addition to a frequent traveler’s pockets.
To be taught extra, see our full review of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card
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