How to get the Resy credit on the Delta Amex cards

I am an unabashed fan of the Delta SkyMiles® Reserve American Express Card (a lot in order that I wrote a whole story touting my love for this card).

The Delta Amex Reserve has gotten me into many a Delta Sky Membership airport lounge, awarded me with an annual companion certificates so I can convey a pal or member of the family alongside after I fly, helped me rating first-class and Consolation+ upgrades and a lot extra.

Proper now, there’s another reason to like the Delta Amex Reserve.

For a restricted time, new cardmembers can earn 100,000 bonus miles after spending $6,000 in eligible purchases of their first six months of card membership. TPG’s July 2025 valuations peg that bonus at $1,150.

One of many best methods to reap the benefits of the Delta Amex Reserve’s many perks is to make use of the month-to-month Resy assertion credit score. Cardholders can obtain a press release credit score of as much as $240 yearly (as much as $20 month-to-month) on U.S. purchases made with Resy. This profit has been surprisingly easy to earn — so easy, in reality, that I generally earn the assertion credit score with out even realizing it.

This is how.

Associated: Do you have a Delta Amex card? Here are 9 things you need to do

The complete lineup of Delta and Amex cobranded playing cards received annual fee bumps and altered perks in 2024, as did the American Express® Gold Card. I’ll solely concentrate on the playing cards with the identical assertion credit as my Delta Reserve Amex.

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This is a better have a look at the annual and month-to-month assertion credit:

• Delta Stays (Delta’s lodge journey portal) for pay as you go resorts and trip leases
• Resy for eligible purchases at Resy eating places within the U.S.*
• Choose U.S. ride-hailing providers like Uber, Lyft, Revel, Curb and Alto*

*Enrollment is required for choose advantages; phrases apply.

The quantity you can obtain for these assertion credit varies by card. These are the playing cards which can be eligible to obtain all three of those assertion credit:

You probably have certainly one of these 5 playing cards, you need to use the listed assertion credit to offset the annual charge, if you know the way to make use of them. TPG has a must-read information that can assist you maximize these credits, so I will not repeat that right here. As an alternative, let’s get again to my shock credit score.

With my Delta SkyMiles® Reserve American Express Card, I stand up to $240 yearly (as much as $20 month-to-month) in assertion credit after I dine at an eligible restaurant within the U.S. that participates within the Resy reservations system and pay with my Delta Reserve Amex. It’s possible you’ll be questioning how a perk that includes eating at particular eating places was in a position to shock me, but it surely did.

That is as a result of you do not have to make a reservation by way of Resy to earn the credit score; you solely must pay your invoice at a restaurant listed on Resy utilizing an eligible card. I obtained an e mail alerting me that I had earned a $20 Resy statement credit, although I had no recollection of eating at a collaborating restaurant.

My husband was out of city then, so the one eating out I had been doing was visiting the McDonald’s drive-thru to get Comfortable Meals for the youngsters. As a lot as my youngsters love a fast and low cost meal from McDonald’s, I knew that could not have triggered the credit score. (McDonald’s has its personal superior rewards program, although.)

Fortunately, Amex makes figuring out which cost triggered the Resy credit score simple. I logged in to my account and located the restaurant’s title was listed within the $20 credit score transaction. The shock meal was one my husband had eaten whereas he was in New York Metropolis. Thriller solved!

New York has an extended checklist of Resy-affiliated eating places. If you happen to dine in New York or one other metropolitan space, you can additionally obtain a shock assertion credit score utilizing your eligible Amex card to pay in your meal.

We do not have as many collaborating eating places in my hometown, so I’ve to plan extra fastidiously to make use of my month-to-month Resy credit score. My technique thus far includes reviewing the checklist of eating places in the beginning of the month as a reminder to cease by one for dinner or drinks in some unspecified time in the future. Or, if I’ve a visit arising, I am going to have a look at eating places at my vacation spot and add one to the itinerary.

Discovering Resy-affiliated eating places is straightforward. You should use the Resy website or app to seek for close by eating places and both make a reservation or go to as a walk-in. Simply bear in mind to pay the invoice along with your eligible Amex card.

Associated: Why the Delta SkyMiles Reserve card is the best card I’ve added to my wallet in the past year

TPG senior editorial director Nick Ewen additionally has the Delta Reserve Amex, and he is been in a position to make use of the Resy credit score in a couple of methods. He just lately loved a $20 assertion credit score at a restaurant on Restaurant Row in New York Metropolis, and he additionally used it to offset a part of a brunch in South Florida together with his household.

He even bought a bodily present card at an area Resy institution for a pal’s birthday, triggering the $20 assertion credit score. We have seen different anecdotal proof {that a} present card buy will sometimes set off the assertion credit score, however your mileage might range primarily based on how the restaurant fees your card.

After I issue within the card’s different advantages, like an annual companion certificates, 15 Delta Sky Club visits per yr and free checked luggage, I can simply squeeze $650 in worth from this card. If you’re contemplating including a Delta Amex to your pockets, you will get much more worth within the first yr if you earn the introductory welcome supply.

To be taught extra, learn our full review of the Delta Reserve Amex.

Apply right here: Delta SkyMiles Reserve American Express Card

Associated: Is the Delta Reserve Amex worth the annual fee?

For charges and charges of the Delta Reserve Amex, click on here.
For charges and charges of the Delta Platinum Amex, click on here.
For charges and charges of the Delta Platinum Enterprise Amex, click on here.
For charges and charges of the Delta Reserve Enterprise Amex, click on here.